15 Saint Lambert Dr, Cahokia (East Saint Louis), IL 62206 Property Records

St. Clair County property record for 15 Saint Lambert Dr, Cahokia, IL 62206

Property Summary

Property Type	Single Family Home
Details	2 ba · 864 sqft · built 1958
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$105,000 (Aug 2026)
Tax Bill	$1,492 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2025 Sale & Mortgage + 1 more
APN	`06-10-0-104-009`

Property Details

APN / Parcel Number

Primary APN	`06-10-0-104-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Canopy	20 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	15 SAINT LAMBERT DR
City	EAST SAINT LOUIS
State	IL
Zip	62206-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST JOHNS GARDENS LOT/SEC-9 A02869446
Legal Subdivision	ST JOHNS GARDENS
Legal Block	104
Jurisdiction	ST CLAIR IL
Township / Civil Division	CENTREVILLE
Census Block Group	1
Census Block	1000
Census Tract	502300

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	12805 MONTEREY BEACH DR, BAKERSFIELD, CA 93311-5108
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · Commercial Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2025	Warranty Deed, Transfer FULL COUNT HOLDINGS LLC
Dec 31, 2019	Deed of Trust, Mortgage · Line of Credit FCB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Dec 18, 2025 · Amount on Record
Deed Document Number	20262893559
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 25, 2026
Property Address	15 SAINT LAMBERT DR, EAST SAINT LOUIS, IL 62206-1628
Document Number	0002893559
Instrument Date	Aug 25, 2026
Instrument	20262893559
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,907.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12805 MONTEREY BEACH DR, BAKERSFIELD, CA 93311-5108

Mortgage

Date	Aug 25, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Fixed Rate
Rate	7.75%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 18, 2025
Property Address	15 SAINT LAMBERT DR, CAHOKIA, IL 62206-1628
Document Number	0A02869446
Map Reference	MB 56 PG 11
Instrument Date	Dec 16, 2025
Instrument	A02869446
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 MISSISSIPPI AVE, CAHOKIA HEIGHTS, IL 62206-1038

Mortgage

Document Number	0A02869449
Date	Dec 18, 2025
Instrument	A02869449

Lender

Name	FULL COUNT HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 16, 2026

Mortgage

Document Number	0A02869447
Date	Dec 18, 2025
Instrument	A02869447

Lender

Name	DA96HOLDINGS
Type	Non-Lending Institution
Address	FRISCO, TX 75034

Agreement

Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	15 SAINT LAMBERT DR, CAHOKIA, IL 62206-1628
Document Number	00A2638817
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9 SUMMIT ST BONNE TERRE MO 636281329, BONNE TERRE, MO 63628-1329

Mortgage

Document Number	00A2638817
Date	Jan 10, 2020
Instrument	2638817

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cahokia Heights City
County	St. Clair County
County Subdivision	Centreville Township
Unified School District	Cahokia Community Unit School District 187 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,492.00 (-12.44%)	$8,206 (-8.45%) Land $1,167 Building $7,039	$24,618 (-8.45%) Land $3,501 Building $21,117
2024	$1,704.00	$8,963 (+22.36%) Land $1,119 Building $7,844	$26,889 (+22.36%) Land $3,357 Building $23,532
2022		$7,325 Land $886 Building $6,439	$21,975 Land $2,658 Building $19,317

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1993–2015)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jun 2015 · other causes
Claims by Event	Severe Storms And Flooding, Apr 1996 · 2 claims Severe Storms & Flooding, Aug 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAHOKIA HEIGHTS serves 12,528 people · EPA ID IL1635000
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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