15 Saddlebrook Dr, West Warwick, RI 02893 Property Records

West Warwick Town property record for 15 Saddlebrook Dr, West Warwick, RI 02893

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,138 sqft · built 1988
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,906 (Apr 2013)
Tax Bill	$5,196 (2025)
Deeds & Mortgages	Apr 2025 Mortgage May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-0198-50`

Property Details

APN / Parcel Number

Primary APN	`12-0198-50`
Alternative APNs	`WWAR 019-0422-0-000` `019=0422=0=000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
Gross Area	3,182 sqft
Basement Area	1,624 sqft
Unfinished Basement	1,100 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,750 sqft (0.293 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12-0198-50
Street Address	15 SADDLEBROOK DR
City	WEST WARWICK
State	RI
Zip	02893-3444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Jurisdiction	WEST WARWICK RI
Township / Civil Division	WEST WARWICK
Census Block Group	2
Census Block	2025
Census Tract	20500

Owner

Source: West Warwick Town records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 SADDLEBROOK DR, WEST WARWICK, RI 02893-3444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) BANKNEWPORT
May 24, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance NEWREZ LLC
Mar 16, 2018	Deed of Trust, Mortgage · Line of Credit OCEAN ST CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2013 · Amount on Record
Deed Sale	Apr 3, 2013 · Amount on Record
Prior Sale	Apr 28, 2006 · Amount on Record
Deed Book / Page	2231 / 145
Transfer Doc	2265-149
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST WARWICK RI
Property Address	15 SADDLEBROOK DR, WEST WARWICK, RI 02893-3444
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024901429
Date	Apr 24, 2025
Instrument	2490-1429

Lender

Name	BANKNEWPORT

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2040

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST WARWICK RI
Recording Date	May 24, 2021
Property Address	15 SADDLEBROOK DR, WEST WARWICK, RI 02893-3444
Document Number	0024863343
Instrument Date	May 8, 2021
Instrument	2486-3343
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 SADDLEBROOK DR, WEST WARWICK, RI 02893-3444

Mortgage

Document Number	0024863344
Date	May 24, 2021
Instrument	2486-3344

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST WARWICK RI
Property Address	15 SADDLEBROOK DR, WEST WARWICK, RI 02893-3444
Document Number	0000001202
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SADDLEBROOK DR WEST WARWICK RI 028933444, WEST WARWICK, RI 02893-3444

Mortgage

Document Number	0000001202
Date	Mar 29, 2018
Instrument	1202

Lender

Name	OCEAN ST CMNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 28, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	West Warwick Town
Unified School District	West Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,196.00 (-1.01%)	$363,600 (+26.91%) Land $95,900 Building $267,700	$377,435
2023	$5,249.00	$286,500 Land $78,300 Building $208,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	35 (2001–2024)
Claims Outside the SFHA	2 of 35
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Dec 2023 · 3 claims Severe Storms And Flooding, Mar 2010 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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