15 Saddlebrook Dr, Ridgeway, VA 24148 Property Records

Henry County property record for 15 Saddlebrook Dr, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,771 sqft · built 2009
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,621 (2025)
Deeds & Mortgages	Nov 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`060520001`

Property Details

APN / Parcel Number

Primary APN	`060520001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	8 Rooms
Building Area	2,771 sqft Living Area

Exterior

Year Built	Built 2009
Lot Area	77,101 sqft (1.77 acres)

Location & Zoning

Street Address	15 SADDLEBROOK DR
City	RIDGEWAY
State	VA
Zip	24148-4919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	TRACT (FORMERLY LOTS 5,6,7)
Legal Lot Number	5-7 6
Jurisdiction	HENRY VA
Township / Civil Division	HORSEPASTURE
Census Block Group	1
Census Block	1028
Census Tract	10700

Owner

Source: Henry County records · APN 060520001

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	301 GRANDIN RD, SPENCER, VA 24165-3398
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2008
Deed Sale	May 21, 2008
Deed Document Number	0L08002547
Record Updated	Jun 08, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	15 SADDLEBROOK DR, RIDGEWAY, VA 24148-4919
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170004177
Date	Nov 17, 2017
Instrument	170004177

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,621.00	$292,100 (-) Land $18,300 Building $273,800
2023	$1,621.00	$292,100 Land $18,300 Building $273,800	$292,100 (-) Land $18,300 Building $273,800
2021			$292,100 Land $18,300 Building $273,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (51089C), as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 18 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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