15 S State St, Joseph, UT 84739 Property Records

Sevier County property record for 15 S State St, Joseph, UT 84739

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 888 sqft · built 1945
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,643 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2020 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-J9-32`

Property Details

APN / Parcel Number

Primary APN	`2-J9-32`
Alternative APNs	`0117404` `117404`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	888 sqft Living Area
Basement Area	888 sqft
Finished Basement	888 sqft
Unfinished Basement	888 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cottage
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	0117404
Street Address	15 S STATE ST
City	JOSEPH
State	UT
Zip	84739-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEGINNING AT THE NORTHWEST CORNER OF LOT 3, BLOCK 6, JOSEPH TOWNSITE SURVEY PLAT A; THENCE SOUTH 89?04'34 EAST ALONG THE
Legal Subdivision	JOSEPH TOWNSITE SURVEY
Legal Block	6
Legal Lot Number	3
Jurisdiction	SEVIER UT
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2136
Census Tract	975500

Owner

15 S State St is held in a trust since July 2025.

Source: Sevier County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	118 N 200 E, JOSEPH, UT 84739-1229
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UTAH INDEPENDENT BANK
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2019	Intrafamily Transfer, Transfer FIRST AMERICAN - RICHFIELD, FIRST AMERICAN TTL RICHFIELD
Sep 13, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage UTAH INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025
Deed Sale	Jul 10, 2025
Prior Sale	Jul 14, 2023 · Amount on File
Deed Document Number	2025442889
Deed Book / Page	842 / 1471
Prior Transfer Date	Sep 13, 2019
Prior Transfer Doc	00756/0214
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER UT
Property Address	15 S STATE ST, JOSEPH, UT 84739-1124
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	FIRST AMERICAN - RICHFIELD, FIRST AMERICAN RICHFIELD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 S STATE ST, JOSEPH, UT 84739-1124

Mortgage

Document Number	0000847/10
Date	Oct 27, 2025
Book Page	847/10
Instrument	444317

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER UT
Property Address	15 S STATE ST, JOSEPH, UT 84739-1124
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00761/1311
Date	Jan 30, 2020
Book Page	761/1311
Instrument	00413306

Lender

Name	UTAH INDEPENDENT BANK
Type	Bank
Address	MONROE, UT 84754

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER UT
Recording Date	Jul 14, 2023
Property Address	15 S STATE ST, JOSEPH, UT 84739-1124
Document Number	00819/1547
Book / Page	819 / 1547
Instrument Date	Jul 14, 2023
Instrument	434691
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	FIRST AMERICAN - RICHFIELD, FIRST AMERICAN RICHFIELD

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 S STATE ST, JOSEPH, UT 84739-1124

Mortgage

Document Number	0000434692
Date	Jul 14, 2023
Instrument	434692

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEVIER UT
Recording Date	Sep 13, 2019
Property Address	15 S STATE ST, JOSEPH, UT 84739-1124
Document Number	00756/0214
Book / Page	756 / 0214
Instrument Date	Sep 13, 2019
Instrument	00411370
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	FIRST AMERICAN - RICHFIELD, FIRST AMERICAN TTL RICHFIELD

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 S STATE ST, JOSEPH, UT 84739-1124

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER UT
Recording Date	Sep 13, 2019
Property Address	15 S STATE ST, JOSEPH, UT 84739-1124
Document Number	00756/0216
Book / Page	756 / 0216
Instrument Date	Sep 13, 2019
Instrument	00411371
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	FIRST AMERICAN - RICHFIELD, FIRST AMERICAN TTL RICHFIELD

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 S STALE STREET, JOSEPH, UT 84739-1124

Mortgage

Document Number	0000411372
Date	Sep 13, 2019
Instrument	00411372

Lender

Name	UTAH INDEPENDENT BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15 S State St was $1,643.

Source: Sevier County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Sevier County
Municipality	Joseph Town
Unified School District	Sevier School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,346 (+13.1%) Land $39,044 Building $175,302	$214,346 (+13.1%) Land $39,044 Building $175,302
2025	$1,643.00	$189,511 (-11.37%) Land $27,995 Building $161,516	$189,511 (-11.37%) Land $27,995 Building $161,516
2024	$1,643.00 (+7.6%)	$213,826 (+26.66%) Land $25,196 Building $188,630	$213,826 (+26.66%) Land $25,196 Building $188,630
2023	$1,527.00 (-5.45%)	$168,816 (+12.08%) Land $15,305 Building $153,511	$168,816 (+12.08%) Land $15,305 Building $153,511
2022	$1,615.00	$150,625 Land $15,283 Building $135,342	$150,625 Land $15,283 Building $135,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 S State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 18, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 S State St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOSEPH TOWN serves 350 people · EPA ID UTAH21009
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fixed Wireless	500 / 100
InfoWest Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10

May also be available: AT&T, T-Mobile, Verizon.

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