15 S Ryder Ct, Hampstead, NC 28443 Property Records

Pender County property record for 15 S Ryder Ct, Hampstead, NC 28443 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,725 sqft · built 2017
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$369,000 (Nov 2023)
Tax Bill	$1,983 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3293-61-4889-0000`

Property Details

APN / Parcel Number

Primary APN	`3293-61-4889-0000`
Alternative APNs	`000054261` `976842`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,246 sqft (0.35 acres)
Porch	Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000054261
Street Address	15 S RYDER CT
City	HAMPSTEAD
State	NC
Zip	28443-7740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 PB 60/19 THE POINT
Legal Subdivision	THE POINT
Legal Lot Number	5
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3014
Census Tract	920202

Owner

Source: Pender County records · APN 3293-61-4889-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15 S RYDER CT, HAMPSTEAD, NC 28443-7740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2023	Warranty Deed, Transfer · FHA Mortgage ALPHA MORTGAGE CORP
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Aug 31, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 31, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2023 · Amount on Record
Deed Sale	Nov 02, 2023 · Amount on Record
Prior Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	0015844824
Deed Book / Page	1584 / 4824
Record Updated	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 02, 2023
Property Address	15 S RYDER CT, HAMPSTEAD, NC 28443-7740
Document Number	0048241584
Book / Page	4824 / 1584
Map Reference	MB 60 PG 19
Instrument Date	Oct 23, 2023
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$738.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 S RYDER CT, HAMPSTEAD, NC 28443-7740

Mortgage

Document Number	0048241587
Date	Nov 02, 2023
Instrument	4824-1587

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	15 S RYDER CT, HAMPSTEAD, NC 28443-7740
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047320346
Date	Nov 19, 2020
Book Page	4732/346

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 31, 2022
Property Address	15 S RYDER CT, HAMPSTEAD, NC 28443-7740
Document Number	0047962811
Book / Page	4796 / 2811
Map Reference	MB 60 PG 19
Instrument Date	Aug 15, 2022
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$714.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 S RYDER CT, HAMPSTEAD, NC 28443-7740

Mortgage

Document Number	0047962814
Date	Aug 31, 2022
Instrument	4796-2814

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 31, 2017
Property Address	15 S RYDER CT, HAMPSTEAD, NC 28443-7740
Document Number	0046500928
Book / Page	4650 / 0928
Map Reference	MB60 PG19
Instrument Date	Aug 22, 2017
Instrument	4650-0928
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4073 BELLE TERRE BLVD, 4073, MYRTLE BEACH, SC 29579-9430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E RYDER CT, HAMPSTEAD, NC 28443

Mortgage

Document Number	0046500930
Date	Aug 31, 2017
Instrument	4650-0930

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,983.00 (+8.72%)	$404,376 (+109.77%) Land $69,250 Building $335,126	$404,376 (+109.77%) Land $69,250 Building $335,126
2023		$192,768 (-) Land $33,075 Building $159,693	$192,768 (-) Land $33,075 Building $159,693
2022	$1,824.00	$192,768 Land $33,075 Building $159,693	$192,768 Land $33,075 Building $159,693

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 93 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	52 (1996–2020)
Claims Outside the SFHA	38 of 52
Most Recent Claim	Aug 2020, tidal / storm surge, Hurricane Isaias
Claims By Storm	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Fran, Sep 1996 · 15 claims

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 64% of North Carolina
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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