15 S Elm St, Three Oaks, MI 49128 Property Records

Berrien County property record for 15 S Elm St, Three Oaks, MI 49128

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,400 sqft
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Tax Bill	$4,592 (2025)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`47-0340-0006-01-7`

Property Details

APN / Parcel Number

Primary APN	`47-0340-0006-01-7`
Alternative APN	`11-47-0340-0006-01-7`

Interior

Stories	1 Story
Building Area	1,400 sqft Total Area

Exterior

Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	132 ft deep x 22 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 S ELM ST
City	THREE OAKS
State	MI
Zip	49128-1121
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	THE N 22' OF S 44' OF LOT 6 VILLAGE OF THREE OAKS
Legal Subdivision	VILLAGE OF THREE OAKS
Legal Lot Number	6
Legal Unit	6
Jurisdiction	BERRIEN MI
Township / Civil Division	THREE OAKS
Census Block Group	1
Census Block	1045
Census Tract	11400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 282, THREE OAKS, MI 49128-0282
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2015
Deed Sale	Aug 31, 2015
Prior Sale	Apr 6, 2005
Deed Book / Page	3113 / 1687
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 10, 2020
Property Address	15 S ELM ST, THREE OAKS, MI 49128-1121
Document Number	03285/2817
Book / Page	3285 / 2817
Map Reference	LB 5 PG 84
Instrument Date	Aug 4, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3794 WINDERMERE DR, SAINT JOSEPH, MI 49085-9483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 W 4TH ST, ROYAL OAK, MI 48067-2557

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Three Oaks Township
Municipality	Three Oaks Village
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,600 (+17.15%)	$269,200 (+17.15%)
2025	$4,592.00 (+13.24%)
2023		$114,900	$229,800
2022	$4,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE OAKS serves 1,622 people · EPA ID MI0006600
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20