15 Rum Cherry Rd, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 15 Rum Cherry Rd, Malta, NY 12020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,561 sqft · built 1988
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$332,000 (Jan 2023)
Tax Bill$5,575 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
APN414089 230.6-2-28

Property Details

APN / Parcel Number

Primary APN414089 230.6-2-28
Alternative APN
  • 408923000600020280000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,561 sqft Living Area
1st Floor Area923 sqft
Upper Floors Area235 sqft
Basement Area403 sqft
Finished Basement403 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area13,939 sqft (0.32 acres)
Lot Width83.3 ft Width
Garage TypeAttached
Garage Area273 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area408 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address15 RUM CHERRY RD
CityMALTA
StateNY
Zip12020-4313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionSIDE: W LOT 1326
Legal Block2
Legal Lot Number28.000
JurisdictionSARATOGA NY
Township / Civil DivisionMALTA
Census Block Group2
Census Block2000
Census Tract61907

Owner

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15 RUM CHERRY RD, BALLSTON SPA, NY 12020-4313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2023 · Amount on Record
Deed SaleJan 24, 2023 · Amount on Record
Prior SaleMay 3, 2006 · Amount on Record
Deed Document Number20231805
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARATOGA NY
Recording DateJan 24, 2023
Property Address15 RUM CHERRY RD, MALTA, NY 12020-4313
Document Number0000001805
Instrument DateJan 23, 2023
Instrument2023001805
Transaction TypeTransfer
Record UpdatedFeb 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 SILO POINTE, BALLSTON SPA, NY 12020-3673

Mortgage

Document Number0000001806
DateJan 24, 2023
Instrument2023001806
Lender
Name1ST PRIORITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionMalta Town
Unified School DistrictBallston Spa Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,575.00$389,000 (+15.43%) Land $60,000 Building $329,000$389,000 (+15.43%) Land $60,000 Building $329,000
2023$337,000 Land $60,000 Building $277,000$337,000 Land $60,000 Building $277,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALTA WATER DISTRICT #1
serves 8,950 people · EPA ID NY4511620
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 35
Hudson Valley Wireless
Fixed Wireless
200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rum Cherry Rd

Nearby Streets

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