15 Royal Ave, Buffalo, NY 14207 Property Records

Erie County and Buffalo City property record for 15 Royal Ave, Buffalo, NY 14207

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,046 sqft · built 1890
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Sep 2025)
Tax Bill	$347 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140200 77.56-3-2`

Property Details

APN / Parcel Number

Primary APN	`140200 77.56-3-2`
Alternative APNs	`02000775600003002000` `05338400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,046 sqft Living Area
1st Floor Area	836 sqft
Attic	Attic
Attic Area	210 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	110 ft deep x 27 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05338400
Street Address	15 ROYAL AVE
City	BUFFALO
State	NY
Zip	14207-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-3R
Legal Description	12O. E NIAGARA
Legal Subdivision	JONES TRACT
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2004
Census Tract	5802

Owner

15 Royal Ave is owned and occupied by an individual who bought it in September 2025.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15 ROYAL AVE, BUFFALO, NY 14207-1408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 8, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage SUNSET MORTGAGE TRUST II
Feb 12, 2025	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	Apr 8, 2025 · Amount on File
Deed Book / Page	11450 / 9476
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Sep 23, 2025
Property Address	15 ROYAL AVE, BUFFALO, NY 14207-1408
Document Number	0114509476
Book / Page	11450 / 9476
Instrument Date	Aug 5, 2025
Instrument	2025173743
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 HENNEPIN RD, GRAND ISLAND, NY 14072-2325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ROYAL AVE, BUFFALO, NY 14207-1408

Mortgage

Document Number	0141749658
Date	Sep 23, 2025
Instrument	14174/9658

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Apr 8, 2025
Property Address	15 ROYAL AVE, BUFFALO, NY 14207-1408
Document Number	0114442376
Book / Page	11444 / 2376
Instrument Date	Mar 24, 2025
Instrument	2025063291
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 CENTER RD, WEST SENECA, NY 14224-2332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 HENNEPIN RD, GRAND ISLAND, NY 14072-2325

Mortgage

Document Number	0141576470
Date	Apr 8, 2025
Instrument	14157/6470

Lender

Name	SUNSET MORTGAGE TRUST II

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Feb 12, 2025
Property Address	15 ROYAL AVE, BUFFALO, NY 14207-1408
Document Number	0114421895
Book / Page	11442 / 1895
Instrument Date	Jan 20, 2025
Instrument	2025027552
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	821 GIRDLE RD, EAST AURORA, NY 14052-1228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 CENTER RD, WEST SENECA, NY 14224-2332
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 15 Royal Ave was $347 with exemptions applied.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$347.00 Homeowner's exemption Veteran's exemption
2025		$140,000 (+102.9%) Land $8,000 Building $132,000	$140,000 (+24.78%) Land $8,000 Building $132,000
2024	$920.00 (+243.28%) Homeowner's exemption Veteran's exemption	$69,000 (-) Land $4,500 Building $64,500	$112,195 (+13.82%) Land $7,317 Building $104,878
2023	$268.00 Homeowner's exemption Veteran's exemption	$69,000 Land $4,500 Building $64,500	$98,571 Land $6,429 Building $92,142

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Royal Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Royal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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