Frederick County property record for 15 Rouzer Ct, Thurmont, MD 21788
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,230 sqft · built 1991 |
| Lot Size | 0.085 acres (3,721 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Dec 2025) |
| Tax Bill | $2,816 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-351837 |
| Primary APN | 15-351837 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,230 sqft Living Area |
| 1st Floor Area | 460 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,721 sqft (0.085 acres) |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Account Number | 351837 |
|---|---|
| Street Address | 15 ROUZER CT |
| City | THURMONT |
| State | MD |
| Zip | 21788-1676 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 59 PLAT 4 3,721 SQ. FT. THURMONT WEST |
| Legal Subdivision | THURMONT WEST |
| Legal Lot Number | 59 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 752900 |
15 Rouzer Ct, a townhouse, is owned and occupied by an individual who bought it in December 2025.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 ROUZER CT, THURMONT, MD 21788-1676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage PRESIDENTIAL BANK FSB |
| Nov 5, 2025 | Deed of Trust, Mortgage · FHA Mortgage PRESIDENTIAL BANK FSB |
| Dec 17, 2025 | Re-recorded Document · FHA Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on File |
| Deed Sale | Dec 17, 2025 · Amount on File |
| Prior Sale | Nov 5, 2025 · Amount on File |
| Deed Book / Page | 17648 / 39 |
| Prior Transfer Date | Oct 26, 2024 |
| Prior Transfer Doc | 0170950445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 15 ROUZER CT, THURMONT, MD 21788-1676 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | UNKNOWN, FRIENDS TITLE AND ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0175910363 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 17591/363 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 15 ROUZER CT, THURMONT, MD 21788-1676 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | UNKNOWN, FRIENDS TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 19 SKY BLUE CT, DARNESTOWN, MD 20874-5394 |
| Document Number | 0175910340 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 17591/340 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 17, 2025 |
| Property Address | 15 ROUZER CT, THURMONT, MD 21788-1676 |
| Document Number | 0176480039 |
| Book / Page | 17648 / 39 |
| Map Reference | MB 46 PG 123 |
| Instrument Date | Oct 14, 2025 |
| Record Updated | Jan 1, 2026 |
| Title Company | UNKNOWN, FRIENDS TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 ROUZER CT, THURMONT, MD 21788-1676 |
| Document Number | 0017591340 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 17591/340 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 15 Rouzer Ct was $2,816, up 8.6% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,200 (+8.41%) Land $50,000 Building $147,200 | $197,200 (-) Land $50,000 Building $147,200 | |
| 2025 | $2,816.00 (+8.6%) | $181,900 | $197,200 Land $50,000 Building $147,200 |
| 2024 | $2,593.00 (+10.53%) | ||
| 2023 | $2,346.00 | $151,300 Land $50,000 Building $101,300 | $151,300 Land $50,000 Building $101,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Rouzer Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Rouzer Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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