15 Ridgeway St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 15 Ridgeway St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1890
Lot Size	0.031 acres (1,368 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jan 2025)
Tax Bill	$4,010 (2025)
Deeds & Mortgages	Aug 2024 Refinance Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:083 L:713 S:001`

Property Details

APN / Parcel Number

Primary APN	`B:083 L:713 S:001`
Alternative APN	`LYNN M:083 B:713 L:001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	924 sqft Living Area
Gross Area	1,864 sqft
Basement Area	653 sqft
Unfinished Basement	653 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1963
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,368 sqft (0.031 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	15 RIDGEWAY ST
City	LYNN
State	MA
Zip	01902-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	713
Legal Lot Number	1
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1003
Census Tract	206300

Owner

15 Ridgeway St is owned and occupied by an individual who bought it in January 2025.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15 RIDGEWAY ST, LYNN, MA 01902-2823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Dec 30, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
May 22, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CHRITINE GUARNIERI
Mar 18, 2019	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2025 · Amount on File
Deed Sale	Jan 22, 2025 · Amount on File
Prior Sale	Dec 30, 2019 · Amount on File
Deed Book / Page	42540 / 482
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	3815000042
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	15 RIDGEWAY ST, LYNN, MA 01902-2823
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042260-390
Date	Aug 8, 2024
Book Page	42260/390
Instrument	20240808000140

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 30, 2019
Property Address	15 RIDGEWAY ST, LYNN, MA 01902-2823
Document Number	38156-42
Book / Page	38156 / 42
Instrument Date	Dec 18, 2019
Instrument	20191230001590
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RIDGEWAY ST, LYNN, MA 01902-2823

Mortgage

Document Number	191230001600
Date	Dec 30, 2019
Instrument	191230001600

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 22, 2019
Property Address	15 RIDGEWAY ST, LYNN, MA 01902-2823
Document Number	37528-74
Book / Page	37528 / 74
Instrument Date	May 20, 2019
Instrument	20190522003460
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 SOUTH TER # R, R, BEVERLY, MA 01915-3960

Mortgage

Document Number	190522003470
Date	May 22, 2019
Instrument	190522003470

Lender

Name	CHRITINE GUARNIERI

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	LYNN MA
Recording Date	Mar 18, 2019
Property Address	15 RIDGEWAY ST, LYNN, MA 01902-2823
Document Number	37387-303
Book / Page	037387 / 000303
Instrument Date	Mar 15, 2019
Instrument	1903181720
Transaction Type	Foreclosure
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$722.03
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837

Tax Assessment & Valuation

The 2025 property tax bill for 15 Ridgeway St was $4,010, up 6.3% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,010.00 (+6.34%)	$387,100 (+8.1%) Land $175,100 Building $212,000	$411,920
2024	$3,771.00 (+1.64%)	$358,100 (+7.63%) Land $158,100 Building $200,000
2023	$3,710.00	$332,700 Land $158,100 Building $174,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Ridgeway St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Ridgeway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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