15 Ridge Rd, Smithfield, RI 02917 Property Records

Smithfield Town property record for 15 Ridge Rd, Smithfield, RI 02917

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,578 sqft · built 1958
Lot Size1.58 acres (69,185 sqft)
OwnerCompany Name on Record
Last Sale$470,000 (Dec 2020)
Tax Bill$7,301 (2025)
Deeds & MortgagesMar 2023 Transfer
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-0776-49

Property Details

APN / Parcel Number

Primary APN11-0776-49
Alternative APN
  • SMIT M:21 B:000 L:009 U

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,578 sqft Living Area
Gross Area5,272 sqft
1st Floor Area1,476 sqft
AtticAttic
Attic Area144 sqft
Basement Area1,296 sqft
Unfinished Basement1,296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area69,185 sqft (1.58 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number11-0776-49
Street Address15 RIDGE RD
CitySMITHFIELD
StateRI
Zip02917-4028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMED
Legal Lot Number9
JurisdictionSMITHFIELD RI
Township / Civil DivisionSMITHFIELD
Census Block Group2
Census Block2002
Census Tract12602

Owner

Source: Smithfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15 RIDGE RD, SMITHFIELD, RI 02917-4028
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 18, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
NAVIGANT CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2020 · Amount on Record
Deed SaleDec 18, 2020 · Amount on Record
Prior SaleMay 28, 2004 · Amount on Record
Deed Document Number20204955
Deed Book / Page1320 / 215
Last Transfer DateMar 2, 2023
Transfer Doc001457-297
Record UpdatedOct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSMITHFIELD RI
Recording DateMar 21, 2023
Property Address15 RIDGE RD, SMITHFIELD, RI 02917-4028
Document Number001457-297
Book / Page1457 / 297
Instrument DateMar 2, 2023
Instrument2023-589
Transaction TypeTransfer
Record UpdatedApr 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSMITHFIELD RI
Recording DateDec 18, 2020
Property Address15 RIDGE RD, SMITHFIELD, RI 02917-4028
Document Number1320-215
Book / Page1320 / 215
Instrument DateDec 11, 2020
Instrument2020-4955
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 RIDGE RD, SMITHFIELD, RI 02917-4028

Mortgage

Document Number20204956
DateDec 18, 2020
Instrument2020-4956
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSmithfield Town
Unified School DistrictSmithfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,301.00 (+5.52%)$589,300 (+16.86%) Land $191,900 Building $397,400$674,158
2023$6,919.00 (+2.7%)$504,300 (-) Land $161,600 Building $342,700
2022$6,737.00$504,300 Land $161,600 Building $342,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies98 units insured
incl. 96 condo units
Nearby Flood Claims15 (1982–2010)
Claims Outside the SFHA10 of 15
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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