15 Ridge Rd, Cromwell, CT 06416 Property Records

Cromwell Town property record for 15 Ridge Rd, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1957
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Trust Names on Record
Tax Bill	$7,371 (2025)
Deeds & Mortgages	Feb 2025 Refinance Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`69-53`

Property Details

APN / Parcel Number

Primary APN	`69-53`
Alternative APNs	`CROM M:00011100` `M:69 B:48 L:53` `11100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	4,172 sqft
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft
Unfinished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11100
Street Address	15 RIDGE RD
City	CROMWELL
State	CT
Zip	06416-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Block	48
Legal Lot Number	53
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	4
Census Block	4004
Census Tract	570300

Owner

Source: Cromwell Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	15 RIDGE RD, CROMWELL, CT 06416-1516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Jul 9, 2020	Deed of Trust, Mortgage · Balloon Mortgage AMERICAN EAGLE FCU
Jan 11, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	15 RIDGE RD, CROMWELL, CT 06416-1516
Transaction Type	Mortgage
Record Updated	Feb 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001842-271
Date	Feb 5, 2025
Book Page	1842/271
Instrument	194

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	15 RIDGE RD, CROMWELL, CT 06416-1516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1683-160
Date	Jul 9, 2020
Book Page	1683/160

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Aug 1, 2028

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CROMWELL CT
Recording Date	Jan 11, 2017
Property Address	15 RIDGE RD, CROMWELL, CT 06416-1516
Document Number	1580-102
Book / Page	001580 / 000102
Instrument Date	Jan 4, 2017
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CROMWELL CT
Recording Date	Jan 11, 2017
Property Address	15 RIDGE RD, CROMWELL, CT 06416-1516
Document Number	1580-104
Book / Page	001580 / 000104
Instrument Date	Jan 4, 2017
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,371.00	$239,400 (-) Land $113,610 Building $125,790	$167,580 Land $79,527 Building $88,053
2024	$7,371.00 (+4.69%)
2023	$7,041.00 (+17.25%)	$239,400 (+32.87%) Land $113,610 Building $125,790
2022	$6,005.00	$180,180 Land $98,980 Building $81,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GoNetspeed.

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