15 Red Silo Rdg, Murphy, NC 28906 Property Records

Cherokee County property record for 15 Red Silo Rdg, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,432 sqft · built 2022
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Dec 2019)
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Jan 2021 Construction Loan Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`459104814238000`

Property Details

APN / Parcel Number

Primary APN	`459104814238000`
Alternative APN	`27829`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	1,432 sqft Heated Area
Gross Area	4,238 sqft
1st Floor Area	1,432 sqft
Basement Area	442 sqft
Finished Basement	442 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	310 ft deep x 215 ft wide
Garage Area	990 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	1,374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	27829
Street Address	15 RED SILO RDG
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 RED SILO ESTATES 1631/899
Legal Subdivision	RED SILO ESTATES
Legal Lot Number	9
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2031
Census Tract	930501

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2528 TAFT AVE, ORLANDO, FL 32804-4309
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Mar 24, 2020	Intrafamily Transfer, Transfer
Dec 13, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Feb 9, 2006 · Amount on Record
Deed Document Number	20196308
Deed Book / Page	1631 / 899
Last Transfer Date	Mar 10, 2020
Transfer Doc	001639/526
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	15 RED SILO RDG, MURPHY, NC 28906-4783
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001671/81
Date	Jan 28, 2021
Book Page	1671/81
Instrument	639

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 28, 2052

Interest

Rate Type	Adjustable Rate

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Mar 24, 2020
Property Address	15 RED SILO RDG, MURPHY, NC 28906-4783
Document Number	001639/526
Book / Page	1639 / 526
Instrument Date	Mar 10, 2020
Instrument	1523
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2528 TAFT AVE, ORLANDO, FL 32804-4309

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 13, 2019
Property Address	15 RED SILO RDG, MURPHY, NC 28906-4783
Document Number	01631/0899
Book / Page	01631 / 0899
Map Reference	CAB E SL 75
Instrument Date	Dec 11, 2019
Instrument	06308
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1024 HOLLY HILLS DR, HARTWELL, GA 30643-3765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 37, MARBLE, NC 28905-0037

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,924.00	$285,590 (-)	$285,590 (-) Land $24,000 Building $261,590
2023		$285,590	$285,590 Land $24,000 Building $261,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 92% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Peachtree Broadband Fiber, Verizon.

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