15 Reading Rd, Flemington, NJ 08822 Property Records

Hunterdon County and Raritan Township property record for 15 Reading Rd, Flemington, NJ 08822

Property Summary

Property Type	Single Family Home
Details	2,446 sqft · built 1988
Lot Size	0.428 acres (18,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Apr 1999)
Tax Bill	$12,334 (2025)
Deeds & Mortgages	May 2022 Line of Credit Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00072-20-00004`

Property Details

APN / Parcel Number

Primary APN	`21-00072-20-00004`
Alternative APN	`2100072002000004`

Interior

Stories	2 Stories
Building Area	2,446 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	18,635 sqft (0.428 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15 READING RD
City	FLEMINGTON
State	NJ
Zip	08822-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Subdivision	CONCORD RDG SEC 02
Legal Block	72.20
Legal Lot Number	4
Jurisdiction	HUNTERDON NJ
Township / Civil Division	RARITAN
Census Block Group	1
Census Block	1004
Census Tract	11303

Owner

Source: Hunterdon County and Raritan Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 READING RD, FLEMINGTON, NJ 08822-2030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FREEDOM MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 1999 · Amount on Record
Deed Sale	Apr 8, 1999 · Amount on Record
Prior Sale	Aug 10, 1988 · Amount on Record
Deed Book / Page	1208 / 437
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	15 READING RD, FLEMINGTON, NJ 08822-2030
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20220524000120590
Date	May 24, 2022
Book Page	4473/306
Instrument	20220524000120590

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	15 READING RD, FLEMINGTON, NJ 08822-2030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038560
Date	Feb 26, 2019
Book Page	4139/0861
Instrument	20190226000038560

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	15 READING RD, FLEMINGTON, NJ 08822-2030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208440
Date	Sep 28, 2020
Book Page	4270/878
Instrument	20200928000208440

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Hunterdon County and Raritan Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hunterdon County
County Subdivision	Raritan Township
Elementary School District	Flemington-Raritan Regional School District (KG - 08)
Secondary School District	Hunterdon Central Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,200 (-) Land $186,500 Building $220,700	$407,200 (-) Land $186,500 Building $220,700
2025	$12,334.00 (+4.55%)	$407,200 (-) Land $186,500 Building $220,700	$407,200 (-) Land $186,500 Building $220,700
2024	$11,797.00 (+9.12%)
2023		$407,200 Land $186,500 Building $220,700	$407,200 Land $186,500 Building $220,700
2022	$10,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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