15 Ravine Rd, Inlet Beach, FL 32461 Property Records

Walton County property record for 15 Ravine Rd, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,671 sqft · built 2022
Lot Size	0.121 acres (5,314 sqft)
Owner	Individual Name on File
Last Sale	$789,000 (Jun 2023)
Tax Bill	$4,991 (2024)
Deeds & Mortgages	Jun 2023 Sale Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-3S-18-16121-000-3440`

Property Details

APN / Parcel Number

Primary APN	`24-3S-18-16121-000-3440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,671 sqft Living Area
Gross Area	2,391 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,314 sqft (0.121 acres)
Lot Dimensions	13.3 ft deep x 4 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	15 RAVINE RD
City	INLET BEACH
State	FL
Zip	32461-8644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 344 WATERSOUND ORIGINS- NATUREWALK PH 2 PB 23-1 OR 3231-4398 OR 3277-3597 OR 3292-3815
Legal Phase	2
Legal Lot Number	344
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950610

Owner

15 Ravine Rd is owned and occupied by an individual who bought it in June 2023.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	15 RAVINE RD, INLET BEACH, FL 32461-8644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer SCENIC TITLE, SCENIC TITLE LLC
Jan 9, 2023	Special Warranty Deed, Transfer · Conventional Mortgage LINCOLN HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Prior Sale	Jan 9, 2023 · Amount on File
Deed Document Number	20230021371
Deed Book / Page	3292 / 3815
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 16, 2023
Property Address	15 RAVINE RD, INLET BEACH, FL 32461-8644
Document Number	0032923815
Book / Page	3292 / 3815
Map Reference	MB 23 PG 1
Instrument Date	Jun 14, 2023
Instrument	20230021371
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SCENIC TITLE, SCENIC TITLE LLC

Transaction

Amount	Amount on Record
Tax	$5,523.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3060 HILLSBORO RD, BRENTWOOD, TN 37027-4857

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7914 PORTMAN ST, MONTGOMERY, AL 36116-4402

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 9, 2023
Property Address	15 RAVINE RD, INLET BEACH, FL 32461-8644
Document Number	0032773597
Book / Page	3277 / 3597
Map Reference	MB 23 PG 1
Instrument Date	Dec 30, 2022
Instrument	20230000882
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	BELL LAW SETTLEMENT SERVICES LLC, BELL LAW SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,554.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 NE 1ST ST, DELRAY BEACH, FL 33444-3807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RAVINE RD, INLET BEACH, FL 32461-8644

Mortgage

Document Number	0032773600
Date	Jan 9, 2023
Instrument	3277/3600

Lender

Name	LINCOLN HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	10%
Type Change Date	Feb 1, 2024
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	15%
Index	Other
Margin	3
Max Rate	15%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$613,219 Land $150,000 Building $463,219	$613,219 Land $150,000 Building $463,219
2024	$4,991.00 (+15.93%)
2023	$4,305.00 (+238.18%)	$473,874 (+244.72%) Land $123,842 Building $350,032	$473,874 (+244.72%) Land $123,842 Building $350,032
2022	$1,273.00	$137,465 Land $137,465	$137,465 Land $137,465

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Ravine Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Ravine Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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