15 Ratcliffe Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 15 Ratcliffe Rd, Wayne, NJ 07470 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Colonial
Year Built	Built 1951
Square Footage	1,736 sqft Living Area
Lot Size	23,217 sqft (0.533 acres)
Occupancy	Owner Occupied
Last Sale	$390,000 (2019)
Tax Bill	$11,228.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14-01904-0000-00121`
Alternative APNs	`1400462000000013C` `140190400121`

Interior

Building Area	1,736 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Colonial Style
Lot Area	23,217 sqft (0.533 acres)

Location & Zoning

Old Parcel Number	1400462000000013C
Street Address	15 RATCLIFFE RD
City	WAYNE
State	NJ
Zip	07470-2706
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1904
Legal Lot Number	121
Jurisdiction	PASSAIC NJ
Minor Civil Division	WAYNE
Census Blockgroup	2
Census Block	2002
Census Tract	246101

Owner

Source: Passaic County and Wayne Township records · APN 14-01904-0000-00121

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 RATCLIFFE RD, WAYNE, NJ 07470-2706
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2019 · Amount on Record
Deed Sale	Sep 09, 2019 · Amount on Record
Prior Sale	Feb 06, 2017 · Amount on Record
Deed Doc Number	201939705
Deed Book / Page	3651 / 12
Record Refreshed	Sep 20, 2026

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 09, 2019
Property Address	15 RATCLIFFE RD, WAYNE, NJ 07470-2706
Document Number	0000039705
Book / Page	D3651 / 0012
Instrument Date	Aug 26, 2019
Instrument	2019039705
Transaction Type	Transfer
Record Updated	Nov 04, 2021
Title Company	ALLIED TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 LEXINGTON AVE, 170, HACKENSACK, NJ 07601-3953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RATCLIFFE RD, WAYNE, NJ 07470-2706

Mortgage

Document Number	0000039706
Date	Sep 09, 2019
Book Page	M15697/0001
Instrument	2019039706

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,200 (-) Land $102,100 Building $85,100	$187,200 (-) Land $102,100 Building $85,100
2025	$11,228.00 (+0.87%)	$187,200 (-) Land $102,100 Building $85,100	$187,200 (-) Land $102,100 Building $85,100
2024	$11,131.00 (+5.17%)
2023		$187,200 Land $102,100 Building $85,100	$187,200 Land $102,100 Building $85,100
2022	$10,584.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.