15 Ranger Hill, Murphy, NC 28906 Property Records

Cherokee County property record for 15 Ranger Hill, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2.5 ba · 1,500 sqft · built 2021
Lot Size	10.5 acres (457,380 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`456004641562000`

Property Details

APN / Parcel Number

Primary APN	`456004641562000`
Alternative APN	`50965`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,500 sqft Heated Area
Gross Area	1,564 sqft
1st Floor Area	1,000 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	457,380 sqft (10.5 acres)
Lot Width	985 ft Width
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	50965
Street Address	15 RANGER HL
City	MURPHY
State	NC
Zip	28906-2823
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	P/O TR 33 DICKEY PROP P/O 1629/561 A/35
Legal Subdivision	DICKEY PROPERTY
Legal Tract	33
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1036
Census Tract	930603

Owner

Source: Cherokee County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 RANGER HL, MURPHY, NC 28906-2823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Apr 30, 2026
Property Address	15 RANGER HL, MURPHY, NC 28906-2823
Document Number	0000002095
Book / Page	1800 / 700
Instrument Date	Apr 9, 2026
Instrument	20262095
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RANGER HL, MURPHY, NC 28906-2823

Mortgage

Document Number	0000002095,
Date	Apr 30, 2026
Book Page	1800/700
Instrument	20262095

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 14, 2051

Interest

Rate	6.11%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	15 RANGER HL, MURPHY, NC 28906-2823
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001740/696
Date	Aug 16, 2023
Book Page	1740/696
Instrument	4002

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	15 RANGER HL, MURPHY, NC 28906-2823
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001704/326
Date	Feb 16, 2022
Book Page	1704/326
Instrument	1014

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,522.00	$218,760 (-)	$218,760 (-) Land $74,970 Building $143,790
2023		$218,760	$218,760 Land $74,970 Building $143,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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