15 Ramsay Rd, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 15 Ramsay Rd, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	3,729 sqft · built 1929
Lot Size	0.824 acres (35,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,199,000 (Jun 2021)
Tax Bill	$35,814 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00101-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`13-00101-0000-00005`
Alternative APN	`130010100005`

Interior

Stories	2 Stories
Building Area	3,729 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Stucco
Lot Area	35,910 sqft (0.824 acres)
Lot Dimensions	190 ft deep x 189 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	130010100005
Street Address	15 RAMSAY RD
City	MONTCLAIR
State	NJ
Zip	07042-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	189X190 IRR
Legal Block	101
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3012
Census Tract	16900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Llewellyn Park Historic District listed 1986 · 112 contributing resources · NRIS 86000423

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 RAMSAY RD, MONTCLAIR, NJ 07042-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 17, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Apr 8, 2016 · Amount on Record
Deed Document Number	202175273
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 RAMSAY RD, MONTCLAIR, NJ 07042-1601
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058496
Date	Sep 16, 2025
Instrument	2025058496

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 17, 2021
Property Address	15 RAMSAY RD, MONTCLAIR, NJ 07042-1601
Document Number	2021075273
Instrument Date	Nov 16, 2020
Instrument	2021075273
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	SOVEREIGN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,997.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 RIDGEDALE AVE, 143, MADISON, NJ 07940-1217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RAMSAY RD, MONTCLAIR, NJ 07042-1601

Mortgage

Document Number	0000075274
Date	Jun 17, 2021
Instrument	2021075274

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,037,500 (+1.86%) Land $406,400 Building $631,100	$1,037,500 (+1.86%) Land $406,400 Building $631,100
2025	$35,814.00 (+3.32%)	$1,018,600 (-) Land $406,400 Building $612,200	$1,018,600 (-) Land $406,400 Building $612,200
2024	$34,662.00 (+3.5%)
2023		$1,018,600 Land $406,400 Building $612,200	$1,018,600 Land $406,400 Building $612,200
2022	$33,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T, T-Mobile.

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