15 Ralph St, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 15 Ralph St, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,282 sqft · built 1897
Lot Size	0.073 acres (3,180 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jun 2010)
Tax Bill	$8,468 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-09501-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`01-09501-0000-00029`
Alternative APNs	`010002200050` `00000186`

Interior

Stories	2 Stories
Building Area	1,282 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Construction Type	Frame
Lot Area	3,180 sqft (0.073 acres)
Lot Dimensions	90 ft deep x 1 ft wide

Location & Zoning

Account Number	00000186
Street Address	15 RALPH ST
City	BELLEVILLE
State	NJ
Zip	07109-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35.1X90.62
Legal Block	9501
Legal Lot Number	29
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	3
Census Block	3001
Census Tract	14400

Owner

Source: Essex County and Belleville Township records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 RALPH ST, BELLEVILLE, NJ 07109-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 6, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jul 14, 2022	Intrafamily Transfer, Transfer
Jan 23, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2010 · Amount on Record
Deed Sale	Jun 8, 2010 · Amount on Record
Prior Sale	Oct 8, 2008 · Amount on Record
Deed Document Number	201041016
Deed Book / Page	12256 / 5796
Last Transfer Date	Jun 30, 2022
Transfer Doc	0000066204
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Aug 31, 2026
Property Address	15 RALPH ST, BELLEVILLE, NJ 07109-3110
Document Number	0000057814
Instrument Date	Jul 15, 2026
Instrument	202657814
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RALPH ST, BELLEVILLE, NJ 07109-3110

Mortgage

Document Number	0000057814,
Date	Aug 31, 2026
Instrument	202657814

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Sep 1, 2052

Interest

Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 RALPH ST, BELLEVILLE, NJ 07109-3110
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RALPH ST, BELLEVILLE, NJ 07109-3110

Mortgage

Document Number	0000090087
Date	Oct 6, 2022
Instrument	2022090087

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Jul 14, 2022
Property Address	15 RALPH ST, BELLEVILLE, NJ 07109-3110
Document Number	0000066204
Instrument Date	Jun 30, 2022
Instrument	2022066204
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 RALPH ST, 15, BELLEVILLE, NJ 07109-3110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RALPH ST, BELLEVILLE, NJ 07109-3110

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 RALPH ST, BELLEVILLE, NJ 07109-3110
Document Number	0000012081
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RALPH ST BELLEVILLE NJ 071093110, BELLEVILLE, NJ 07109-3110

Mortgage

Document Number	0000012081
Date	Feb 8, 2019
Instrument	12081

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

Tax Assessment & Valuation

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,700 (-) Land $82,800 Building $120,900	$203,700 (-) Land $82,800 Building $120,900
2025	$8,468.00 (+3.08%)	$203,700 (-) Land $82,800 Building $120,900	$203,700 (-) Land $82,800 Building $120,900
2024	$8,215.00 (+4.73%)
2023		$203,700 Land $82,800 Building $120,900	$203,700 Land $82,800 Building $120,900
2022	$7,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	41 (1981–2024)
Claims Outside the SFHA	9 of 41
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Sandy, Nov 2012 · 13 claims Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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