15 Rainbow Ln, Divide, CO 80814 Property Records

Teller County property record for 15 Rainbow Ln, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1968
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$419,000 (Jul 2022)
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2289.073140500`

Property Details

APN / Parcel Number

Primary APN	`2289.073140500`
Alternative APN	`R0010246`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Basement Area	280 sqft
Finished Basement	280 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Deck Area	128 sqft
Patio Area	684 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	R0010246
Street Address	15 RAINBOW LN
City	DIVIDE
State	CO
Zip	80814-8910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L20 RAINBOW VALLEY 3
Legal Range	69W
Legal Township	14S
Legal Section	07
Legal Subdivision	RAINBOW VALLEY
Legal Lot Number	20
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	2
Census Block	2054
Census Tract	10110

Owner

Source: Teller County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 RAINBOW LN, DIVIDE, CO 80814-8910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 7, 2022	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 23, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage GFL CAPITAL MORTGAGE INC
Apr 25, 2018	Warranty Deed, Transfer · VA Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	2022752122
Prior Transfer Date	Jan 20, 2011
Prior Transfer Doc	0000643693
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	15 RAINBOW LN, DIVIDE, CO 80814-8910
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RAINBOW LN, DIVIDE, CO 80814-8910

Mortgage

Document Number	0000763643
Date	Jan 12, 2024
Instrument	763643

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2064

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Jul 7, 2022
Property Address	15 RAINBOW LN, DIVIDE, CO 80814-8910
Document Number	0000752122
Instrument Date	Jun 30, 2022
Instrument	752122
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	UNITED TITLE, UNIFIED TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RAINBOW LN, DIVIDE, CO 80814-8910

Mortgage

Document Number	0000752123
Date	Jul 7, 2022
Instrument	752123

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	15 RAINBOW LN, DIVIDE, CO 80814-8910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000717798
Date	Jul 23, 2019
Instrument	717798

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Dec 18, 2020
Property Address	15 RAINBOW LN, DIVIDE, CO 80814-8910
Document Number	0000733051
Instrument Date	Dec 14, 2020
Instrument	733051
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 RAINBOW LN, DIVIDE, CO 80814-8910

Mortgage

Document Number	0000733052
Date	Dec 18, 2020
Instrument	733052

Lender

Name	GFL CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Apr 25, 2018
Property Address	15 RAINBOW LN, DIVIDE, CO 80814-8910
Document Number	0000706343
Instrument Date	Apr 25, 2018
Instrument	706343
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	EMPIRE TITLE COLORADO SPRING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$24.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RAINBOW LN, DIVIDE, CO 80814-8910

Mortgage

Document Number	0000706344
Date	Apr 25, 2018
Instrument	706344

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Cripple Creek-Victor School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,493.00 (+22.38%)	$20,130 (+16.16%) Land $840 Building $19,290
2024	$1,220.00 (+6.09%)	$17,330 (-) Land $631 Building $16,699	$322,102 (+2.68%) Land $13,446 Building $308,656
2023	$1,150.00 (+15.69%)	$17,330 (+14.16%) Land $630 Building $16,700	$313,703 (+43.64%) Land $11,419 Building $302,284
2022	$994.00	$15,180 Land $380 Building $14,800	$218,402 Land $5,499 Building $212,903

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.6% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW VALLEY WD serves 130 people · EPA ID CO0160375
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018 Treatment failure resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Vero Fiber Fixed Wireless	75 / 10
TellerWifi Fixed Wireless	60 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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