15 Pumpkin Hill Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 15 Pumpkin Hill Rd, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,225 sqft · built 1992
Lot Size	3.63 acres (158,123 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,239 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L0122R`

Property Details

APN / Parcel Number

Primary APN	`L0122R`
Alternative APN	`GRHM M:093 B:017 L:005`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,225 sqft Living Area
Gross Area	2,833 sqft
1st Floor Area	925 sqft
Basement Area	925 sqft
Unfinished Basement	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	158,123 sqft (3.63 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	L0122R
Street Address	15 PUMPKIN HILL RD
City	GORHAM
State	ME
Zip	04038-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	17
Legal Lot Number	5
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	2
Census Block	2010
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 PUMPKIN HILL RD, GORHAM, ME 04038-2448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · ARM PHH US MORTGAGE CORP
Jul 2, 2019	Deed of Trust, Mortgage · ARM LIBERTY HOME LOANS INC
Jun 27, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	15 PUMPKIN HILL RD, GORHAM, ME 04038-2448
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0391100222
Date	Jan 24, 2022
Book Page	39110/222
Instrument	4340

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	769 Months
Due	Feb 1, 2086

Interest

Rate Type	Adjustable Rate
Rate	2.16%
Type Change Date	Mar 1, 2022
Index	Other

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	15 PUMPKIN HILL RD, GORHAM, ME 04038-2448
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0357710162
Date	Jul 2, 2019
Book Page	35771/162
Instrument	29348

Lender

Name	LIBERTY HOME LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Type Change Date	Jul 1, 2020
Index	Other
Margin	2

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	15 PUMPKIN HILL RD, GORHAM, ME 04038-2448
Document Number	0357710178
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 PUMPKIN HILL RD GORHAM ME 040382448, GORHAM, ME 04038-2448

Mortgage

Document Number	0357710178
Date	Jul 2, 2019
Book Page	035771/000178
Instrument	29349

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Jul 1, 2086

Interest

Rate Type	Adjustable Rate
Rate	4.7%

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,239.00 (+0.67%)	$354,000 (-) Land $107,300 Building $246,700
2024	$5,204.00 (+14.4%)	$354,000 (-) Land $107,300 Building $246,700
2022	$4,549.00	$354,000 Land $107,300 Building $246,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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