15 Prospect St, Pawcatuck, CT 06379 Property Records

Stonington Town property record for 15 Prospect St, Pawcatuck, CT 06379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,055 sqft · built 1870
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2017)
Tax Bill	$3,150 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STON M:4 B:16 L:14`

Property Details

APN / Parcel Number

Primary APN	`STON M:4 B:16 L:14`
Alternative APNs	`STNG M:4 B:16 L:14` `0438500` `438500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,055 sqft Living Area
Gross Area	2,677 sqft
1st Floor Area	737 sqft
Basement Area	737 sqft
Unfinished Basement	737 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	438500
Street Address	15 PROSPECT ST
City	PAWCATUCK
State	CT
Zip	06379-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH-10
Legal Block	16
Legal Lot Number	14
Jurisdiction	STONINGTON CT
Township / Civil Division	STONINGTON
Census Block Group	3
Census Block	3005
Census Tract	705101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mechanic Street Historic District listed 1988 · 414 contributing resources · NRIS 88000653

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

15 Prospect St is owned and occupied by two individuals who bought it in October 2017.

Source: Stonington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 PROSPECT ST, PAWCATUCK, CT 06379-2217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Balloon Mortgage CHARTER OAK FCU
Oct 31, 2017	Warranty Deed, Transfer · VA Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Jul 15, 2005 · Amount on File
Deed Document Number	20172934780003
Deed Book / Page	770 / 241
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONINGTON CT
Property Address	15 PROSPECT ST, PAWCATUCK, CT 06379-2217
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000816-774
Date	Apr 1, 2021
Book Page	816/774
Instrument	3145690015

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONINGTON CT
Recording Date	Oct 31, 2017
Property Address	15 PROSPECT ST, PAWCATUCK, CT 06379-2217
Document Number	770-241
Book / Page	000770 / 000241
Instrument Date	Oct 27, 2017
Instrument	293478
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 PROSPECT ST PAWCATUCK CT 063792217, PAWCATUCK, CT 06379-2217

Mortgage

Document Number	770-244
Date	Oct 31, 2017
Book Page	000770/000244
Instrument	293479

Lender

Name	HOMESERVICES LNDG

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 15 Prospect St was $3,150, up 5.1% from the year before.

Source: Stonington Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Stonington Town
Unified School District	Stonington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,150.00 (+5.14%)	$150,700 (-) Land $48,100 Building $102,600	$358,247 (+239.6%)
2025	$2,996.00	$150,700 Land $48,100 Building $102,600	$105,490 Land $33,670 Building $71,820
2024	$2,996.00 (+4.35%)
2023	$2,871.00 (-6.18%)	$150,700 (+26.11%) Land $48,100 Building $102,600
2022	$3,060.00	$119,500 Land $42,400 Building $77,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 15 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: Cox Communications, T-Mobile, Verizon.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures