Westchester County and Ossining Town property record for 15 Prospect Ave, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,120 sqft · built 1952 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $383,000 (Jun 2006) |
| Tax Bill | $36,544 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 554203 89.16-7-78 |
| Primary APN | 554203 89.16-7-78 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 758 sqft |
| Upper Floors Area | 362 sqft |
| Game Room | Game Room |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 388 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15 PROSPECT AVE |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-4305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SURVEY PROPERTY SITUATE VILLAGE OSSINING |
| Legal Block | 7 |
| Legal Lot Number | 78.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13402 |
Source: Westchester County and Ossining Town records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 PROSPECT AVE, OSSINING, NY 10562-4305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2006 · Amount on Record |
| Deed Sale | Jun 27, 2006 · Amount on Record |
| Prior Sale | Jan 16, 2003 · Amount on Record |
| Deed Document Number | 2006461660024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 14, 2026 |
| Property Address | 15 PROSPECT AVE, OSSINING, NY 10562-4305 |
| Document Number | 0000003310 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20263310 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 PROSPECT AVE, OSSINING, NY 10562-4305 |
| Document Number | 0000003333, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 2026661913333 |
| Name | DART BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,544.00 | $542,600 (+21.52%) Land $249,800 Building $292,800 | $542,600 (+21.52%) Land $249,800 Building $292,800 |
| 2024 | $446,500 (+6.92%) Land $154,700 Building $291,800 | $446,500 (+6.92%) Land $154,700 Building $291,800 | |
| 2023 | $417,600 Land $154,700 Building $262,900 | $417,600 Land $154,700 Building $262,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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