Middlesex County and Reading Town property record for 15 Pratt St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,836 sqft Living Area |
| Lot Size | 9,627 sqft (0.221 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $399,900 (2000) |
| Tax Bill | $11,610.00 (2025) |
| Primary APN | READ M:016.0-0000-0142.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,836 sqft Living Area |
| Gross Area | 3,988 sqft Gross Area |
| Basement Area | 977 sqft Basement |
| Unfinished Basement | 977 sqft Unfinished |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,627 sqft (0.221 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 500000000320 |
|---|---|
| Street Address | 15 PRATT ST |
| City | READING |
| State | MA |
| Zip | 01867-3431 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN READ M:016.0-0000-0142.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 PRATT ST, READING, MA 01867-3431 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance NEW FED MORTGAGE CORP |
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 14, 2021 | Quit Claim Deed, Transfer · Stand Alone Refinance NEW FED MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2000 · Amount on Record |
| Deed Sale | May 19, 2000 · Amount on Record |
| Last Transfer Date | Oct 05, 2021 |
| Transfer Doc | 078908-377 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 15 PRATT ST, READING, MA 01867-3431 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 078908-381 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 78908/381 |
| Instrument | 225826 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 15 PRATT ST, READING, MA 01867-3431 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080334-269 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 80334/269 |
| Instrument | 96220 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 14, 2021 |
| Property Address | 15 PRATT ST, READING, MA 01867-3431 |
| Document Number | 78908-377 |
| Book / Page | 78908 / 377 |
| Instrument Date | Oct 05, 2021 |
| Instrument | 225825 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 PRATT ST, READING, MA 01867-3431 |
| Document Number | 78908-381 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 78908/381 |
| Instrument | 225826 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,610.00 (+3.04%) | $1,019,300 (+6.02%) Land $563,400 Building $455,900 | $1,023,720 (+8.53%) |
| 2024 | $11,268.00 (+0.49%) | $961,400 (+7.95%) Land $531,200 Building $430,200 | $943,255 |
| 2023 | $11,213.00 | $890,600 Land $491,900 Building $398,700 |
15 Pratt St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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