15 Plains Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 15 Plains Rd, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,149 sqft · built 1986
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (May 2021)
Tax Bill	$9,835 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:37B B:002C L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:37B B:002C L:0`
Alternative APN	`2958`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,149 sqft Living Area
Gross Area	5,342 sqft
Basement Area	1,584 sqft
Finished Basement	792 sqft
Unfinished Basement	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2958
Street Address	15 PLAINS RD
City	IPSWICH
State	MA
Zip	01938-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Subdivision	ERNEST J DELPERO & CLAUDIA NEE
Legal Block	2C
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	2
Census Block	2018
Census Tract	223300

Owner

15 Plains Rd is owned and occupied by an individual who bought it in May 2021.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15 PLAINS RD, IPSWICH, MA 01938-1019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK
Sep 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Nov 9, 2007 · Amount on File
Deed Book / Page	39851 / 580
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	May 7, 2021
Property Address	15 PLAINS RD, IPSWICH, MA 01938-1019
Document Number	039851-580
Book / Page	39851 / 580
Instrument Date	May 7, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PLAINS RD, IPSWICH, MA 01938-1019
Investor	Possibly a Property Investor

Mortgage

Document Number	0039851582
Date	May 7, 2021
Instrument	39851/582

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	15 PLAINS RD, IPSWICH, MA 01938-1019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38953-359
Date	Sep 18, 2020
Book Page	38953/359
Instrument	20200918004880

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 15 Plains Rd was $9,835, up 4.9% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,835.00 (+4.9%)	$912,300 (+8.49%) Land $365,400 Building $546,900	$974,403 (+11.58%)
2025	$9,376.00 (+8.46%)	$840,900 (+10.69%) Land $340,700 Building $500,200	$873,240
2024	$8,645.00 (+4.75%)	$759,700 (+12.58%) Land $343,600 Building $416,100
2023	$8,253.00	$674,800 Land $324,000 Building $350,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Plains Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Plains Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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