Essex County and Andover Town property record for 15 Pine St, Andover, MA 01810 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,436 sqft · built 1949 |
| Lot Size | 0.21 acres (9,152 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $391,000 (Dec 2000) |
| Tax Bill | $11,110 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00021 B:00130 L:00000 |
| Primary APN | ANDO M:00021 B:00130 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,436 sqft Living Area |
| Gross Area | 3,956 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 655 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,152 sqft (0.21 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 15 PINE ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 130 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 254200 |
Source: Essex County and Andover Town records · APN ANDO M:00021 B:00130 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 PINE ST, ANDOVER, MA 01810-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST |
| Nov 06, 2017 | Deed of Trust, Mortgage AMERISAVE MORTGAGE CORP |
| Aug 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2000 · Amount on Record |
| Deed Sale | Dec 15, 2000 · Amount on Record |
| Prior Sale | Jul 28, 1997 · Amount on Record |
| Deed Book / Page | 5955 / 239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 15 PINE ST, ANDOVER, MA 01810-1713 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 018462-346 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 18462/346 |
| Instrument | 21908 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 01, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 15 PINE ST, ANDOVER, MA 01810-1713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15287-89 |
|---|---|
| Date | Nov 06, 2017 |
| Book Page | 15287/89 |
| Instrument | 29041 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 15 PINE ST, ANDOVER, MA 01810-1713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16454-220 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 16454/220 |
| Instrument | 21796 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,110.00 (+5.49%) | $889,500 (+8.78%) Land $515,200 Building $374,300 | $993,130 |
| 2024 | $10,532.00 (+4.63%) | $817,700 (+10.96%) Land $468,600 Building $349,100 | |
| 2023 | $10,066.00 | $736,900 Land $422,100 Building $314,800 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092542003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2019, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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