15 Pine Dr, Mills River, NC 28759 Property Records

Henderson County property record for 15 Pine Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,417 sqft · built 1990
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$561,000 (Mar 2023)
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`9622898904`

Property Details

APN / Parcel Number

Primary APN	`9622898904`
Alternative APNs	`00962289890455` `9937946`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,417 sqft Heated Area
1st Floor Area	1,894 sqft
Upper Floors Area	947 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	466 sqft
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9937946
Street Address	15 PINE DR
City	MILLS RIVER
State	NC
Zip	28759-2663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9937946~MR
Legal Description	HIGH VISTA COUNTRY CLUB LO321 BL3 PLA-292
Legal Subdivision	HIGH VISTA (OTH)
Legal Block	89
Legal Lot Number	8904
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	3
Census Block	3020
Census Tract	930701

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 PINE DR, MILLS RIVER, NC 28759-2663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 19, 2022	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Prior Sale	Oct 19, 2022 · Amount on Record
Deed Document Number	2023994751
Deed Book / Page	4022 / 66
Record Updated	Sep 20, 2026

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Mar 13, 2023
Property Address	15 PINE DR, MILLS RIVER, NC 28759-2663
Document Number	0040220066
Book / Page	4022 / 66
Map Reference	CAB A SL 292A
Instrument Date	Feb 17, 2023
Instrument	1000994751
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	SERVICELINK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PINE DR, MILLS RIVER, NC 28759-2663

Mortgage

Document Number	0040220070
Date	Mar 13, 2023
Book Page	4022/70
Instrument	1000994752

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 19, 2022
Property Address	15 PINE DR, MILLS RIVER, NC 28759-2663
Document Number	0039750572
Book / Page	3975 / 572
Map Reference	CAB A SL 292A
Instrument Date	Oct 18, 2022
Instrument	988287
Transaction Type	Foreclosure
Record Updated	Nov 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,900 (-) Land $79,700 Building $563,200
2025	$2,770.00	$642,900 (-) Land $79,700 Building $563,200
2023		$642,900 Land $79,700 Building $563,200	$642,900 Land $79,700 Building $563,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Dr

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