15 Pine Cove Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 15 Pine Cove Rd, Gray, ME 04039 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,160 sqft · built 1986
Lot Size2.7 acres (117,612 sqft)
Owner2 Individual Names on File
Last Sale$199,600 (May 2011)
Tax Bill$5,341 (2025)
Deeds & MortgagesFeb 2021 Refinance
Flood ZoneZone X (minimal risk)
APNC0211A000000

Property Details

APN / Parcel Number

Primary APNC0211A000000
Alternative APNs
  • GRAY M:013 B:102 L:011-001
  • 3032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,160 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area117,612 sqft (2.7 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number3032
Street Address15 PINE COVE RD
CityGRAY
StateME
Zip04039-9636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block102
Legal Lot Number11-1
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group1
Census Block1005
Census Tract4701

Owner

Source: Cumberland County and Gray Town records · APN C0211A000000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15 PINE COVE RD, GRAY, ME 04039-9636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2011 · Amount on Record
Deed SaleMay 10, 2011 · Amount on Record
Prior SaleAug 11, 2009
Deed Document Number201122842
Deed Book / Page28689 / 329
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address15 PINE COVE RD, GRAY, ME 04039-9636
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0378420078
DateFeb 22, 2021
Book Page37842/78
Instrument12509
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

Tax Assessment & Valuation

Source: Cumberland County and Gray Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,341.00 (+27.93%)$551,800 (+100.65%) Land $185,200 Building $366,600
2023$4,175.00 (+8.84%)$275,000 (-) Land $67,600 Building $207,400
2022$3,836.00$275,000 Land $67,600 Building $207,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050047011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
GoNetspeedFiber1,000 / 1,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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