15 Pine Cir, Heber Springs, AR 72543 Property Records

Cleburne County property record for 15 Pine Cir, Heber Springs, AR 72543

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,367 sqft · built 1983
Lot Size	0.753 acres (32,842 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Sep 1993)
Tax Bill	$1,123 (2026)
Deeds & Mortgages	Apr 2019 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-05289-000`

Property Details

APN / Parcel Number

Primary APN	`002-05289-000`
Alternative APN	`16434`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,367 sqft Living Area
1st Floor Area	1,589 sqft
Upper Floors Area	778 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	32,842 sqft (0.753 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Asphalt Driveway
Driveway Area	748 sqft

Exterior Amenities

Porch	Patio
Porch Area	287 sqft
Deck Area	176 sqft
Patio Area	658 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15 PINE CIR
City	HEBER SPRINGS
State	AR
Zip	72543-8199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10
Legal Township	10
Legal Section	26
Legal Subdivision	HILLCREST WOODS
Legal Lot Number	22
Jurisdiction	CLEBURNE AR
Township / Civil Division	HEBER
Census Block Group	1
Census Block	1035
Census Tract	480400

Owner

Source: Cleburne County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 PINE CIR, HEBER SPRINGS, AR 72543-8199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 1993 · Amount on Record
Deed Sale	Sep 10, 1993 · Amount on Record
Deed Book / Page	374 / 527
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	15 PINE CIR, HEBER SPRINGS, AR 72543-8199
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201902293
Date	Apr 25, 2019
Instrument	201902293

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	HEBER SPRINGS, AR 72543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2034

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	15 PINE CIR, HEBER SPRINGS, AR 72543-8199
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002697
Date	May 22, 2020
Instrument	202002697

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	HEBER SPRINGS, AR 72543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	15 PINE CIR, HEBER SPRINGS, AR 72543-8199
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PINE CIR, HEBER SPRINGS, AR 72543-8199

Mortgage

Document Number	0202304038
Date	Aug 4, 2023
Instrument	202304038

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	HEBER SPRINGS, AR 72543

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	15 PINE CIR, HEBER SPRINGS, AR 72543-8199
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PINE CIR A, A, HEBER SPRINGS, AR 72543-8199

Mortgage

Document Number	0202400005
Date	Jan 2, 2024
Instrument	202400005

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	1324 HWY 25 8 NORTH, HEBER SPRINGS, AR 72543

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 20, 2029

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cleburne County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Unified School District	Heber Springs School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,123.00 (+0.63%) Homeowner's exemption	$61,058 (-) Land $3,000 Building $58,058	$305,290 (-) Land $15,000 Building $290,290
2025	$1,116.00 (-1.67%) Homeowner's exemption	$61,058 (+32.75%) Land $3,000 Building $58,058	$305,290 (+32.75%) Land $15,000 Building $290,290
2023	$1,135.00 Homeowner's exemption	$45,996 Land $2,000 Building $43,996	$229,980 Land $10,000 Building $219,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	3 (2003–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN TOP WATER ASSOCIATION serves 9,253 people · EPA ID AR0000454
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Horton's TV & Electronics.

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