Whitley County property record for 15 Pilot Dr, Williamsburg, KY 40769
| Property Type | Mobile Home |
|---|---|
| Details | 1,680 sqft · built 2001 |
| Lot Size | 1.14 acres (49,876 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,772 (Nov 2017) |
| Tax Bill | $281 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 088-00-00-033.21 |
| Primary APN | 088-00-00-033.21 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,680 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Slate |
| Lot Area | 49,876 sqft (1.14 acres) |
| Lot Dimensions | 60 ft deep x 28 ft wide |
| Terrain | Rolling |
| Driveway | Asphalt Driveway |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 15 PILOT DR |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-8530 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 2001 28X60 RICHMOND CHAMP LT 21 (1.145 |
| Legal Subdivision | LANDING SUB |
| Legal Lot Number | 21 |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | CUMBERLAND FALLS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 920402 |
15 Pilot Dr, a mobile home, is owned and occupied by an individual who bought it in November 2017.
Source: Whitley County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 PILOT DR, WILLIAMSBURG, KY 40769-8530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| May 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Nov 7, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2017 · Amount on File |
| Deed Sale | Nov 3, 2017 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 15 PILOT DR, WILLIAMSBURG, KY 40769-8530 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 15 PILOT DR, WILLIAMSBURG, KY 40769-8530 |
| Document Number | 000621/916 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 621/916 |
| Instrument | 227419 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | WILLIAMSBURG, KY 40769 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 25, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 15 PILOT DR, WILLIAMSBURG, KY 40769-8530 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 00M641/634 |
|---|---|
| Date | May 20, 2019 |
| Book Page | M641/634 |
| Instrument | 236862 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Nov 7, 2017 |
| Property Address | 15 PILOT DR, WILLIAMSBURG, KY 40769-8530 |
| Document Number | 000542/273 |
| Book / Page | 542 / 273 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 227736 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 PILOT DR, WILLIAMSBURG, KY 40769-8530 |
The 2025 property tax bill for 15 Pilot Dr was $281 with a homeowner's exemption.
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $281.00 | $85,000 (+119.92%) | $85,000 (+119.92%) |
| 2024 | $281.00 (-55.68%) Homeowner's exemption | $38,650 (-54.53%) | $38,650 (-54.53%) |
| 2023 | $634.00 | $85,000 | $85,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 15 Pilot Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Pilot Dr is high, ranking above 75% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 87% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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