15 Pershing Rd, Asheville, NC 28805 Property Records

Buncombe County property record for 15 Pershing Rd, Asheville, NC 28805

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,044 sqft · built 1927
Lot Size	0.189 acres (8,276 sqft)
Owner	Owner Name on File
Last Sale	$168,500 (May 2009)
Tax Bill	$2,399 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9658-79-1870-00000`

Property Details

APN / Parcel Number

Primary APN	`9658-79-1870-00000`
Alternative APN	`965807791705000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,793 sqft
1st Floor Area	996 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Terrain	Rolling
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	73 sqft
Deck Area	300 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	965807791705000
Street Address	15 PERSHING RD
City	ASHEVILLE
State	NC
Zip	28805-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 05/21/2009 DEE
Legal Description	DEED DATE: 05/21/2009 DEED: 4684-0587 SUBDIV: CHERYL F RAMSEY BLOCK: LOT: POR 83,84,85 SECTION: PLAT: 0007-0074
Legal Subdivision	CHERYL F RAMSEY
Legal Lot Number	83-85
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	2
Census Block	2014
Census Tract	1801

Owner

The current owner of 15 Pershing Rd bought it in May 2009.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Owner Name on File
Mailing Address	15 PERSHING RD, ASHEVILLE, NC 28805-1911
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2009 · Amount on File
Deed Sale	May 21, 2009 · Amount on File
Prior Sale	Jul 20, 2000 · Amount on File
Deed Document Number	0004684587
Deed Book / Page	4684 / 587
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	15 PERSHING RD, ASHEVILLE, NC 28805-1911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057370978
Date	Jan 22, 2019
Book Page	5737/0978

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2039

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	15 PERSHING RD, ASHEVILLE, NC 28805-1911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059980952
Date	Dec 29, 2020
Book Page	5998/952

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ASHEVILLE, NC 28803

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 15 Pershing Rd was $2,399.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,399.00	$242,700
2023	$2,132.00	$236,700	$236,700 Land $54,900 Building $181,800
2021			$242,700 Land $54,900 Building $187,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Pershing Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2014–2024)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Pershing Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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