15 Pepperidge Trl, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 15 Pepperidge Trl, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,324 sqft · built 1986
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Apr 1997)
Tax Bill	$5,830 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`542700`

Property Details

APN / Parcel Number

Primary APN	`542700`
Alternative APN	`OSAY M:050 B:017 L:51`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	4,342 sqft
1st Floor Area	1,208 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	542700
Street Address	15 PEPPERIDGE TRL
City	OLD SAYBROOK
State	CT
Zip	06475-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA-1
Legal Block	17
Legal Lot Number	51
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	2
Census Block	2003
Census Tract	670100

Owner

15 Pepperidge Trl is owned and occupied by two individuals who bought it in April 1997.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 PEPPERIDGE TRL, OLD SAYBROOK, CT 06475-1043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 3, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Nov 6, 2020	Deed of Trust, Mortgage · Balloon Mortgage WILLIAM RAVEIS MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 1997 · Amount on File
Deed Sale	Apr 4, 1997 · Amount on File
Prior Sale	Apr 4, 1997 · Amount on File
Deed Book / Page	343 / 137
Transfer Doc	0343000137
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Recording Date	Apr 8, 2026
Property Address	15 PEPPERIDGE TRL, OLD SAYBROOK, CT 06475-1043
Document Number	000705-887
Book / Page	705 / 887
Instrument Date	Mar 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PEPPERIDGE TRL, OLD SAYBROOK, CT 06475-1043
Investor	Possibly a Property Investor

Mortgage

Document Number	0705000887,
Date	Apr 8, 2026
Book Page	705/887

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	15 PEPPERIDGE TRL, OLD SAYBROOK, CT 06475-1043
Transaction Type	Mortgage
Record Updated	Oct 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000694-238
Date	Oct 3, 2024
Book Page	694/238

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Nov 1, 2029

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	15 PEPPERIDGE TRL, OLD SAYBROOK, CT 06475-1043
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	656-526
Date	Nov 6, 2020
Book Page	656/526

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15 Pepperidge Trl was $5,830.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,830.00	$376,100 Land $89,700 Building $286,400	$263,270 Land $62,790 Building $200,480
2024	$5,830.00 (+12.46%)
2023	$5,184.00 (+1.85%)	$253,500 (-) Land $71,500 Building $182,000
2022	$5,090.00	$253,500 Land $71,500 Building $182,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Pepperidge Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Pepperidge Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pepperidge Trl

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