Waldo County and Belfast City property record for 15 Penobscot Ter, Belfast, ME 04915
| Details | 10,922 sqft |
|---|---|
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | Company Name on File |
| Tax Bill | $24,108 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BELF M:033 L:040 |
| Primary APN | BELF M:033 L:040 |
|---|---|
| Alternative APN |
|
| Building Area | 10,922 sqft Total Area |
|---|
| Lot Area | 92,783 sqft (2.13 acres) |
|---|
| Account Number | 2533 |
|---|---|
| Street Address | 15 PENOBSCOT TER |
| City | BELFAST |
| State | ME |
| Zip | 04915-6190 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Lot Number | 40 |
| Jurisdiction | BELFAST ME |
| Township / Civil Division | BELFAST |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 43000 |
15 Penobscot Ter is owned by a company.
Source: Waldo County and Belfast City records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 225, NORTH ANSON, ME 04958-0225 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC REGIONAL FCU |
| Jun 21, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC REGIONAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELFAST ME |
| Property Address | 15 PENOBSCOT TER, BELFAST, ME 04915-6190 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005187/203 |
|---|---|
| Date | Jan 6, 2026 |
| Book Page | 5187/203 |
| Instrument | 2026-74 |
| Name | ATLANTIC REGIONAL FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELFAST ME |
| Property Address | 15 PENOBSCOT TER, BELFAST, ME 04915-6190 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004811/176 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 4811/176 |
| Instrument | 2022-5245 |
| Name | ATLANTIC REGIONAL FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 15 Penobscot Ter was $24,108, up 54.5% from the year before.
Source: Waldo County and Belfast City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Waldo County |
| Municipality | Belfast City |
| Unified School District | Regional School Unit 71 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $24,108.00 (+54.46%) | $1,475,400 (+45.57%) Land $148,400 Building $1,327,000 |
| 2024 | $15,608.00 (+3.87%) | $1,013,500 (+35.57%) Land $148,400 Building $865,100 |
| 2023 | $15,027.00 (+7.31%) | $747,600 (+14.24%) Land $234,300 Building $513,300 |
| 2022 | $14,004.00 | $654,400 Land $234,300 Building $420,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15 Penobscot Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2009–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Penobscot Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Tidewater O.P.E.N., UniTel.
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