Haywood County property record for 15 Penland St, Clyde, NC 28721 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1983 |
| Lot Size | 0.212 acres (9,226 sqft) |
| Owner | Individual Name on File |
| Last Sale | $293,000 (Nov 2024) |
| Tax Bill | $1,081 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8637-63-8406 |
| Primary APN | 8637-63-8406 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Heated Area |
| Gross Area | 1,432 sqft |
| 1st Floor Area | 1,056 sqft |
| Utility Area | 48 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Roof Material | Asphalt |
| Lot Area | 9,226 sqft (0.212 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 286098 |
|---|---|
| Street Address | 15 PENLAND ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-9547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #8 SECT A BROOKFIELD |
| Legal Subdivision | BROOKFIELD |
| Legal Unit | 8 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 920501 |
Source: Haywood County records · APN 8637-63-8406
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 PENLAND ST, CLYDE, NC 28721-9547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET CLOSE LLC |
| Sep 29, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 07, 2024 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Aug 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2024 · Amount on Record |
| Deed Sale | Nov 07, 2024 · Amount on Record |
| Prior Sale | Aug 12, 2022 · Amount on Record |
| Deed Document Number | 20248980 |
| Deed Book / Page | 1117 / 1661 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jul 02, 2026 |
| Property Address | 15 PENLAND ST, CLYDE, NC 28721-9547 |
| Document Number | 0000005659 |
| Book / Page | 1156 / 953 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 20265659 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 15 PENLAND ST, CLYDE, NC 28721-9547 |
| Document Number | 0000005659, |
|---|---|
| Date | Jul 02, 2026 |
| Book Page | 1156/953 |
| Instrument | 20265659 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 15 PENLAND ST, CLYDE, NC 28721-9547 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 PENLAND ST, CLYDE, NC 28721-9547 |
| Document Number | 0011370917 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 1137/917 |
| Instrument | 2025008168 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Nov 07, 2024 |
| Property Address | 15 PENLAND ST, CLYDE, NC 28721-9547 |
| Document Number | 0011171661 |
| Book / Page | 1117 / 1661 |
| Map Reference | DR 227-90-A |
| Instrument Date | Nov 06, 2024 |
| Instrument | 2024008980 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $586.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 154 OAKLAND CIR, CANTON, NC 28716-4486 |
| Name | Verified Name |
|---|---|
| Address | 15 PENLAND ST, CLYDE, NC 28721-9547 |
| Document Number | 2024008981 |
|---|---|
| Date | Nov 07, 2024 |
| Instrument | 2024008981 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Aug 12, 2022 |
| Property Address | 15 PENLAND ST, CLYDE, NC 28721-9547 |
| Document Number | 0010691200 |
| Book / Page | 1069 / 1200 |
| Map Reference | MB 425 PG 387 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 2022008597 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 BIG ROCK LN, CLYDE, NC 28721 |
| Name | Verified Name |
|---|---|
| Address | 154 OAKLAND CIR, CANTON, NC 28716-4486 |
| Document Number | 0010691203 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 1069-1203 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,900 (-) Land $18,600 Building $123,300 | ||
| 2025 | $1,081.00 | $141,900 (+9.32%) Land $18,600 Building $123,300 | $141,900 (+9.32%) Land $18,600 Building $123,300 |
| 2023 | $129,800 Land $18,600 Building $111,200 | $129,800 (-) Land $18,600 Building $111,200 | |
| 2021 | $129,800 Land $18,600 Building $111,200 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879205011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (2021–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Skyrunner | Fixed Wireless (unlicensed) | 500 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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