15 Penelope Rd, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 15 Penelope Rd, Buzzards Bay, MA 02532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,888 sqft · built 2002
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Aug 2003)
Tax Bill	$5,297 (2025)
Deeds & Mortgages	Feb 2023 Refinance Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:35.1 P:188`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:35.1 P:188`
Alternative APNs	`M:035.1 P:188.00 D:01` `15264`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area
Gross Area	3,624 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	15264
Street Address	15 PENELOPE RD
City	BUZZARDS BAY
State	MA
Zip	02532-3879
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	2
Census Block	2023
Census Tract	13900

Owner

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 PENELOPE RD, BUZZARDS BAY, MA 02532-3879
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND CREDIT UNION
Jun 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2003 · Amount on Record
Deed Sale	Aug 1, 2003 · Amount on Record
Prior Sale	Aug 30, 2002 · Amount on Record
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	15 PENELOPE RD, BOURNE, MA 02532-3879
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035631-116
Date	Feb 9, 2023
Book Page	35631/116
Instrument	5642

Lender

Name	ROCKLAND CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2038

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	15 PENELOPE RD, BOURNE, MA 02532-3879
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034196-289
Date	Jun 10, 2021
Book Page	34196/289
Instrument	39301

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,297.00 (+7.29%)	$678,200 (+10.17%) Land $239,300 Building $438,900	$809,020
2024	$4,937.00 (+2.88%)	$615,600 (+13.02%) Land $227,900 Building $387,700
2023	$4,799.00	$544,700 Land $201,700 Building $343,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	34 (1987–2022)
Claims Outside the SFHA	6 of 34
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Bob, Aug 1991 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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