15 Pemberly, Mission Viejo, CA 92692 Property Records

Orange County property record for 15 Pemberly, Mission Viejo, CA 92692

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,780 sqft · built 1994
Lot Size	0.092 acres (4,000 sqft)
Owner	Trust Name on File
Last Sale	$210,000 (May 1995)
Tax Bill	$3,500 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`787-192-28`

Property Details

APN / Parcel Number

Primary APN	`787-192-28`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,780 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	4,000 sqft (0.092 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15 PEMBERLY
City	MISSION VIEJO
State	CA
Zip	92692-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14166 BLK LOT 72
Legal Subdivision	TRACT NO 14166
Legal Tract	14166
Legal Lot Number	72
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1010
Census Tract	32038

Owner

15 Pemberly is owner-occupied and held in a trust since November 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	15 PEMBERLY, MISSION VIEJO, CA 92692-5113
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Sep 18, 2024	Deed of Trust, Mortgage · VA Mortgage SAXTON MORTGAGE LLC
Nov 15, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Dec 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 4, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 1995 · Amount on File
Deed Sale	May 25, 1995 · Amount on File
Deed Document Number	1995223472
Last Transfer Date	Nov 30, 2020
Transfer Doc	0000720145
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 28, 2026
Property Address	15 PEMBERLY, MISSION VIEJO, CA 92692-5113
Document Number	0000152077
Instrument Date	May 19, 2026
Instrument	2026152077
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	15 PEMBERLY, MISSION VIEJO, CA 92692-5113

Mortgage

Document Number	0000152077,
Date	May 28, 2026
Instrument	2026152077

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 PEMBERLY, MISSION VIEJO, CA 92692-5113
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PEMBERLY, MISSION VIEJO, CA 92692-5113

Mortgage

Document Number	0000241835
Date	Sep 18, 2024
Instrument	2024000241835

Lender

Name	SAXTON MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 PEMBERLY, MISSION VIEJO, CA 92692-5113
Transaction Type	Mortgage
Record Updated	Dec 5, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PEMBERLY, MISSION VIEJO, CA 92692-5113

Mortgage

Document Number	0000279329
Date	Nov 15, 2023
Instrument	2023000279329

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1000 Months
Due	Mar 11, 2107

Interest

Rate Type	Adjustable Rate
Rate	7.05%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 8, 2020
Property Address	15 PEMBERLY, MISSION VIEJO, CA 92692-5113
Document Number	0000720146
Instrument Date	Nov 30, 2020
Instrument	720146
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15 PEMBERLY MISSION VIEJO CA 926925113, MISSION VIEJO, CA 92692-5113

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 8, 2020
Property Address	15 PEMBERLY, MISSION VIEJO, CA 92692-5113
Document Number	0000720145
Instrument Date	Nov 30, 2020
Instrument	720145
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15 PEMBERLY MISSION VIEJO CA 926925113, MISSION VIEJO, CA 92692-5113

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 PEMBERLY, MISSION VIEJO, CA 92692-5113
Document Number	0000122713
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PEMBERLY MISSION VIEJO CA 926925113, MISSION VIEJO, CA 92692-5113

Mortgage

Document Number	0000122713
Date	Apr 17, 2019
Instrument	122713

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15 Pemberly was $3,500 with a homeowner's exemption, up 2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Mission Viejo City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$359,604 (+2%) Land $116,277 Building $243,327
2025	$3,500.00 (+2.04%) Homeowner's exemption	$352,553 Land $113,997 Building $238,556
2024	$3,430.00 (+2.39%)
2023	$3,350.00 (+2.04%) Homeowner's exemption	$338,864 Land $109,570 Building $229,294
2022	$3,283.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Pemberly in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Pemberly is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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