Suffolk County and Smithtown Town property record for 15 Pebble Pl, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,912 sqft · built 1962 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Jan 2008) |
| Tax Bill | $15,610 (2024) |
| Deeds & Mortgages | Apr 2018 Refinance Feb 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 62.-4-16 |
| Primary APN | 473489 62.-4-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,912 sqft Living Area |
| 1st Floor Area | 1,291 sqft |
| Basement Area | 621 sqft |
| Finished Basement | 621 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 11,326 sqft (0.26 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 15 PEBBLE PL |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-209751 TC-52 *3473 SEC 7 LOT 313 BURR WINKLE |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 135101 |
Source: Suffolk County and Smithtown Town assessment roll, APN 473489 62.-4-16, as of August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 PEBBLE PL, COMMACK, NY 11725-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Feb 28, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2008 · Amount on Record |
| Deed Sale | Jan 09, 2008 · Amount on Record |
| Prior Sale | Apr 16, 1996 · Amount on Record |
| Deed Book / Page | 12536 / 777 |
| Prior Transfer Date | Oct 30, 2001 |
| Prior Transfer Doc | 0121670886 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 15 PEBBLE PL, COMMACK, NY 11725-1513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | MTG CONNECT |
| Name | Verified Name |
|---|
| Document Number | 0229200256 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 22920/256 |
| Instrument | 18-0075823 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | May 01, 2032 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 15 PEBBLE PL, COMMACK, NY 11725-1513 |
| Document Number | 0229200257 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 PEBBLE PL COMMACK NY 117251513, COMMACK, NY 11725-1513 |
| Document Number | 0229200257 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 022920/000257 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 24, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Suffolk County and Smithtown Town assessment roll as of August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,065 (-) Land $300 Building $5,765 | $758,125 (+10,775.41%) Land $37,500 Building $720,625 | |
| 2024 | $15,610.00 | ||
| 2023 | $6,065 Land $300 Building $5,765 | $6,971 Land $345 Building $6,626 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031351012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 455 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system NY5110526, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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