15 Pebble Pl, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 15 Pebble Pl, Commack, NY 11725

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,912 sqft · built 1962
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$570,000 (Jan 2008)
Tax Bill$15,610 (2024)
Deeds & MortgagesApr 2018 Refinance
Feb 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN473489 62.-4-16

Property Details

APN / Parcel Number

Primary APN473489 62.-4-16
Alternative APNs
  • 0800-062.00-04.00-016.000
  • 348906200000040160000000
  • 47340015840

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,912 sqft Living Area
1st Floor Area1,291 sqft
Basement Area621 sqft
Finished Basement621 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRaised Ranch
Exterior MaterialComposition/Composite
Lot Area11,326 sqft (0.26 acres)
View / LotSuburban
Garage TypeBasement
PorchOpen Porch
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address15 PEBBLE PL
CityCOMMACK
StateNY
Zip11725-1513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5-209751 TC-52 *3473 SEC 7 LOT 313 BURR WINKLE
Legal Block4
Legal Lot Number16
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2003
Census Tract135101

Owner

Source: Suffolk County and Smithtown Town assessment roll, APN 473489 62.-4-16, as of August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15 PEBBLE PL, COMMACK, NY 11725-1513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Feb 28, 2018Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 09, 2008 · Amount on Record
Deed SaleJan 09, 2008 · Amount on Record
Prior SaleApr 16, 1996 · Amount on Record
Deed Book / Page12536 / 777
Prior Transfer DateOct 30, 2001
Prior Transfer Doc0121670886
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address15 PEBBLE PL, COMMACK, NY 11725-1513
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyMTG CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0229200256
DateApr 25, 2018
Book Page22920/256
Instrument18-0075823
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term169 Months
DueMay 01, 2032

February 2018: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address15 PEBBLE PL, COMMACK, NY 11725-1513
Document Number0229200257
Instrument DateFeb 28, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 PEBBLE PL COMMACK NY 117251513, COMMACK, NY 11725-1513

Mortgage

Document Number0229200257
DateApr 25, 2018
Book Page022920/000257
Lender
NameWELLS FARGO BK
TypeBank
Address2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueApr 24, 2033
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll as of August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,065 (-) Land $300 Building $5,765$758,125 (+10,775.41%) Land $37,500 Building $720,625
2024$15,610.00
2023$6,065 Land $300 Building $5,765$6,971 Land $345 Building $6,626

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031351012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1979–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2023 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 455 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5110526, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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