15 Pearl St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 15 Pearl St, Lowell, MA 01852

Property Summary

Property TypeApartments (5+ Units)
Details6 bd · 6 ba · 3,379 sqft · built 1920
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$33,000 (Mar 1996)
Tax Bill$9,726 (2026)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNO03050

Property Details

APN / Parcel Number

Primary APNO03050
Alternative APNs
  • LOWE M:161 B:4565 L:15
  • M:000161 T:O03050

Interior

Bedrooms6 Beds
Full Baths6 Baths
Total Rooms12 Rooms
Units6 Units
Stories2 Stories
Building Area3,379 sqft Living Area
1st Floor Area1,672 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood Siding
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialOther
Lot Area1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberO03050
Street Address15 PEARL ST
CityLOWELL
StateMA
Zip01852-2517
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeDMU
Legal Block4565
Legal Lot Number15
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1026
Census Tract310101

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address60 MOUNT PLEASANT AVE, ROXBURY, MA 02119-3348
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 1996 · Amount on Record
Deed SaleMar 1, 1996 · Amount on Record
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address15 PEARL ST, LOWELL, MA 01852-2517
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34902-82
DateNov 12, 2020
Book Page34902/82
Instrument57894
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$9,726.00 (+14.65%)$856,900 (+15.97%) Land $117,000 Building $739,900
2025$8,483.00 (+0.56%)$738,900 (+4.32%) Land $109,300 Building $629,600
2024$8,436.00 (-2.27%)$708,300 (+1.91%) Land $102,200 Building $606,100
2023$8,632.00$695,000 Land $88,900 Building $606,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless
980 / 880
AT&T
Fixed Wireless
100 / 20

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