15 Pear Tree Ct, Charleston, IL 61920 Property Records

Coles County property record for 15 Pear Tree Ct, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3,216 sqft · built 1991
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Tax Bill	$6,710 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-2-15386-001`

Property Details

APN / Parcel Number

Primary APN	`02-2-15386-001`

Interior

Stories	1 Story
Building Area	3,216 sqft Base Area
1st Floor Area	3,216 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	27,878 sqft (0.64 acres)

Location & Zoning

Street Address	15 PEAR TREE CT
City	CHARLESTON
State	IL
Zip	61920-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND HILLS II PT OF LOT 18 SEC 23 T12N R09E EX: .05 AC 2021 SURVEYS #796342 & #798393
Legal Range	09E
Legal Township	12N
Legal Section	23
Legal Lot Number	18
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	3
Census Block	3030
Census Tract	900

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 PEAR TREE CT, CHARLESTON, IL 61920-4415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NEIGHBOR BANK NA
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	15 PEAR TREE CT, CHARLESTON, IL 61920-4415
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100797711
Date	Oct 13, 2021
Instrument	202100797711

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank
Address	GREENUP, IL 62428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	15 PEAR TREE CT, CHARLESTON, IL 61920-4415
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000785897
Date	Jan 21, 2020
Instrument	202000785897

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2040

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Aug 16, 2019
Property Address	15 PEAR TREE CT, CHARLESTON, IL 61920-4415
Document Number	201900783401
Instrument Date	Aug 14, 2019
Instrument	201900783401
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 FAIRFIELD LN, CHARLESTON, IL 61920-3655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PEAR TREE CT, CHARLESTON, IL 61920-4415

Mortgage

Document Number	201900783402
Date	Aug 16, 2019
Instrument	201900783402

Lender

Name	FIRST MID ILLINOIS BK & TR NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,710.00	$98,157 (+20.67%) Land $17,881 Building $80,276	$294,471 (+20.67%) Land $53,643 Building $240,828
2023		$81,344 Land $14,818 Building $66,526	$244,032 Land $44,454 Building $199,578

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: GigFire, Nextlink, Watch TV.

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