Essex County and Andover Town property record for 15 Pauline Dr, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,988 sqft · built 1993 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Jan 2018) |
| Tax Bill | $12,650 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit May 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00105 B:00016 L:0000E |
| Primary APN | ANDO M:00105 B:00016 L:0000E |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,988 sqft Living Area |
| Gross Area | 4,947 sqft |
| Basement Area | 1,436 sqft |
| Unfinished Basement | 862 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,998 sqft (0.459 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15 PAULINE DR |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 16 |
| Legal Lot Number | E |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 254402 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 PAULINE DR, ANDOVER, MA 01810-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| May 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ALLIANT CU |
| May 27, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance ALLIANT CU |
| Jan 12, 2018 | Quit Claim Deed, Transfer · ARM HOMEBRIDGE FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2018 · Amount on Record |
| Deed Sale | Jan 12, 2018 · Amount on Record |
| Prior Sale | Aug 29, 1996 · Amount on Record |
| Deed Book / Page | 15360 / 216 |
| Last Transfer Date | May 24, 2021 |
| Transfer Doc | 16950-246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 15 PAULINE DR, ANDOVER, MA 01810-1243 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 017048-223 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 17048/223 |
| Instrument | 24809 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 15 PAULINE DR, ANDOVER, MA 01810-1243 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 016950-248 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 16950/248 |
| Instrument | 17655 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | May 27, 2021 |
| Property Address | 15 PAULINE DR, ANDOVER, MA 01810-1243 |
| Document Number | 016950-246 |
| Book / Page | 16950 / 246 |
| Instrument Date | May 24, 2021 |
| Instrument | 17654 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15 PAULINE DR, ANDOVER, MA 01810-1243 |
| Document Number | 0000017655 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 17655 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jan 12, 2018 |
| Property Address | 15 PAULINE DR, ANDOVER, MA 01810-1243 |
| Document Number | 15360-216 |
| Book / Page | 15360 / 216 |
| Instrument | 889 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.19 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 PAULINE DR, ANDOVER, MA 01810-1243 |
| Document Number | 153600219 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 15360/0219 |
| Name | HOMEBRIDGE FINANCIAL |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Max Rate At Change | 20.1% |
| Max Rate | 3% |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,650.00 (+13.72%) | $1,012,800 (+17.26%) Land $474,400 Building $538,400 | $943,730 |
| 2024 | $11,124.00 (+6.83%) | $863,700 (+13.3%) Land $397,800 Building $465,900 | |
| 2023 | $10,413.00 | $762,300 Land $340,100 Building $422,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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