15 Park Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 15 Park Ave, Hagerstown, MD 21740

Property Summary

Property Type	Store with Apartments
Details	2 ba · 1,399 sqft · built 1960
Lot Size	0.148 acres (6,439 sqft)
Owner	Company Name on Record
Last Sale	$311,900 (Jan 2024)
Tax Bill	$2,280 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-002535`

Property Details

APN / Parcel Number

Primary APN	`24-002535`
Alternative APN	`002535`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,399 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,439 sqft (0.148 acres)
Lot Dimensions	137 ft deep x 47 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002535
Street Address	15 PARK AVE
City	HAGERSTOWN
State	MD
Zip	21740-5113
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	RU
Legal Description	N PTLT 15/16/17/18 SEC 2 47X137 IMP 15 PARK AVE
Legal Subdivision	HAGERSTOWN MANUFACTURING MININ
Jurisdiction	WASHINGTON MD
Township / Civil Division	24, CEDAR LAWN
Census Block Group	2
Census Block	2036
Census Tract	301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10900 NE 4TH ST, 2300, BELLEVUE, WA 98004-5882
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Special Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Oct 18, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 30, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 7, 2020	Grant Deed, Transfer · VA Mortgage USAA
Jan 6, 2020	Grant Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Book / Page	7392 / 254
Record Updated	Oct 29, 2026

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 23, 2024
Property Address	15 PARK AVE, HAGERSTOWN, MD 21740-5113
Document Number	0073920254
Book / Page	7392 / 254
Instrument Date	Jan 12, 2024
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,559.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 PARK AVE, HAGERSTOWN, MD 21740-5113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14002 COVE LN APT 101, 101, ROCKVILLE, MD 20851-1240
Investor	Possibly a Property Investor

Mortgage

Document Number	0073920261
Date	Jan 23, 2024
Instrument	7392-0261

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	15 PARK AVE, HAGERSTOWN, MD 21740-5113
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066400342
Date	May 28, 2021
Book Page	6640/342

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Aug 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	15 PARK AVE, HAGERSTOWN, MD 21740-5113
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067950428
Date	Oct 18, 2021
Book Page	6795/428

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	15 PARK AVE, HAGERSTOWN, MD 21740-5113
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	VETERAN EXPRESS TITLE, VETERAN EXPRESS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071530061
Date	Nov 30, 2022
Book Page	7153/61

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 7, 2020
Property Address	15 PARK AVE, HAGERSTOWN, MD 21740-5113
Document Number	0063260340
Book / Page	006326 / 000340
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PARK AVE HAGERSTOWN MD 217405113, HAGERSTOWN, MD 21740-5113

Mortgage

Document Number	63260347
Date	Aug 7, 2020
Book Page	006326/000347

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 6, 2020
Property Address	15 PARK AVE, HAGERSTOWN, MD 21740-5113
Document Number	0061520355
Book / Page	006152 / 000355
Instrument Date	Dec 23, 2019
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 PARK AVE HAGERSTOWN MD 217405113, HAGERSTOWN, MD 21740-5113

Mortgage

Document Number	61520360
Date	Jan 6, 2020
Book Page	006152/000360

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,280.00 (+33.8%)	$220,233 (+33.8%)	$331,500 (+101.4%) Land $40,700 Building $290,800
2025	$1,704.00	$164,600 (+31.19%) Land $40,700 Building $123,900	$164,600 (-) Land $40,700 Building $123,900
2023	Disabled Person's exemption Veteran's exemption	$125,467	$164,600 Land $40,700 Building $123,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Xfinity.

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