15 Pandolfo Pl, Saint Cloud, MN 56303 Property Records

Stearns County property record for 15 Pandolfo Pl, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 944 sqft · built 1976
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (Nov 2020)
Tax Bill	$3,404 (2026)
Deeds & Mortgages	Nov 2020 Sale Aug 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-45038-0000`

Property Details

APN / Parcel Number

Primary APN	`82-45038-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	944 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	14,375 sqft (0.33 acres)
Lot Width	80 ft Width
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	15 PANDOLFO PL
City	SAINT CLOUD
State	MN
Zip	56303-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 037 BLK 006 CENTENNIAL SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	CENTENNIAL
Legal Block	6
Legal Lot Number	37
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2002
Census Tract	801

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 PANDOLFO PL, SAINT CLOUD, MN 56303-2536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Warranty Deed, Transfer MISC COMPANY
Aug 19, 2020	Deed, Transfer
Aug 19, 2020	Deed, Transfer
Aug 19, 2020	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	20201587039
Prior Transfer Date	Jun 24, 2020
Prior Transfer Doc	00A1577816
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 30, 2020
Property Address	15 PANDOLFO PL, SAINT CLOUD, MN 56303-2536
Document Number	00A1587039
Instrument Date	Nov 6, 2020
Instrument	A1587039
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PANDOLFO PL, SAINT CLOUD, MN 56303-2536

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 19, 2020
Property Address	15 PANDOLFO PL, SAINT CLOUD, MN 56303-2536
Document Number	00A1577816
Instrument Date	Jun 24, 2020
Instrument	A1577816
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 19, 2020
Property Address	15 PANDOLFO PL, SAINT CLOUD, MN 56303-2536
Document Number	00A1577815
Instrument Date	Jun 24, 2020
Instrument	A1577815
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	STEARNS MN
Recording Date	Aug 19, 2020
Property Address	15 PANDOLFO PL, SAINT CLOUD, MN 56303-2536
Document Number	00A1577818
Instrument Date	Jun 24, 2020
Instrument	A1577818
Transaction Type	Foreclosure
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 MINNETONKA BLVD STE 303, 303, MINNEAPOLIS, MN 55416-5708
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,404.00 (+39.28%)
2025		$250,100 (+12.3%) Land $40,000 Building $210,100	$250,100 (+12.3%) Land $40,000 Building $210,100
2023	$2,444.00	$222,700 Land $40,000 Building $182,700	$222,700 Land $40,000 Building $182,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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