15 Otters Run, Durham, NC 27712 Property Records

Durham County property record for 15 Otters Run, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,579 sqft · built 1999
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jun 2023)
Tax Bill	$6,605 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0814-56-4643`

Property Details

APN / Parcel Number

Primary APN	`0814-56-4643`
Alternative APNs	`0814-56-46-4384` `081402564624` `182261`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,579 sqft Heated Area
1st Floor Area	2,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 OTTERS RUN
City	DURHAM
State	NC
Zip	27712-2558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	TRAPPERS CREEK/PH:07/SEC: 02/LT#07 PL:000135-000086
Legal Subdivision	TRAPPERS CREEK
Legal Phase	7
Legal Lot Number	7
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	3
Census Block	3000
Census Tract	1604

Owner

15 Otters Run is owned and occupied by two individuals who bought it in June 2023.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 OTTERS RUN, DURHAM, NC 27712-2558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Oct 19, 2018 · Amount on File
Deed Document Number	202363713
Deed Book / Page	9929 / 21
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 5, 2023
Property Address	15 OTTERS RUN, DURHAM, NC 27712-2558
Document Number	0099290021
Book / Page	9929 / 21
Map Reference	MB 135 PG 86
Instrument Date	Jun 5, 2023
Instrument	2023063713
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 GOVERNORS PL, DURHAM, NC 27705-6427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OTTERS RUN, DURHAM, NC 27712-2558

Mortgage

Document Number	2023063714
Date	Jun 5, 2023
Instrument	2023063714

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	15 OTTERS RUN, DURHAM, NC 27712-2558
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OTTERS RUN, DURHAM, NC 27712-2558

Mortgage

Document Number	0095020209
Date	Oct 21, 2021
Book Page	9502/209
Instrument	2021053708

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	15 OTTERS RUN, DURHAM, NC 27712-2558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089140088
Date	Apr 20, 2020
Book Page	8914/88
Instrument	2020012345

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	15 OTTERS RUN, DURHAM, NC 27712-2558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087230830
Date	Aug 9, 2019
Book Page	8723/830
Instrument	2019028202

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 19, 2018
Property Address	15 OTTERS RUN, DURHAM, NC 27712-2558
Document Number	0085300833
Book / Page	8530 / 833
Map Reference	MB 135 PG 86
Instrument Date	Oct 18, 2018
Instrument	2018036755
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2030 SPYGLASS HL, 2030, LEANDER, TX 78641-8850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OTTERS RUN, DURHAM, NC 27712-2558

Mortgage

Document Number	2018036756
Date	Oct 19, 2018
Instrument	2018036756

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 15 Otters Run was $6,605, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,605.00 (+2.51%)	$649,961 (-) Land $127,703 Building $522,258	$649,961 (-) Land $127,703 Building $522,258
2025	$6,443.00	$649,961 Land $127,703 Building $522,258	$649,961 Land $127,703 Building $522,258
2023	$3,913.00 (+2.35%)	$298,771 Land $72,728 Building $226,043	$298,771 Land $72,728 Building $226,043
2022	$3,823.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Otters Run in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Otters Run is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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