15 Oreo Ln, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 15 Oreo Ln, Centerville, MA 02632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,267 sqft · built 1988
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (May 2009)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`CENT M:247 L:141001`

Property Details

APN / Parcel Number

Primary APN	`CENT M:247 L:141001`
Alternative APN	`409392`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,267 sqft Living Area
Gross Area	2,448 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	409392
Street Address	15 OREO LN
City	CENTERVILLE
State	MA
Zip	02632-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	141001
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	4
Census Block	4038
Census Tract	12700

Owner

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 OREO LN, CENTERVILLE, MA 02632-3744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPE COD FIVE CENTS SVGS BK
Dec 30, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2009 · Amount on Record
Deed Sale	May 15, 2009 · Amount on Record
Prior Sale	May 19, 2006 · Amount on Record
Deed Document Number	200926985
Deed Book / Page	23706 / 348
Transfer Doc	26759-320
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	15 OREO LN, CENTERVILLE, MA 02632-3744
Document Number	33329-83
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OREO LN CENTERVILLE MA 026323744, CENTERVILLE, MA 02632-3744

Mortgage

Document Number	33329-83
Date	Oct 5, 2020
Book Page	033329/000083
Instrument	53547

Lender

Name	CAPE COD FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	15 OREO LN, CENTERVILLE, MA 02632-3744
Document Number	31017-16
Book / Page	031017 / 000016
Instrument Date	Dec 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31017-16
Date	Jan 11, 2018
Book Page	031017/000016
Instrument	1646

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,164.00 (+7.54%)	$514,700 (+3.81%) Land $174,700 Building $340,000	$474,620
2024	$3,872.00 (+1.76%)	$495,800 (+8.68%) Land $174,700 Building $321,100
2023	$3,805.00	$456,200 Land $172,600 Building $283,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	6 (1991–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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