15 Orchard St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 15 Orchard St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,052 sqft · built 1870
Lot Size	0.191 acres (8,303 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jul 2019)
Tax Bill	$15,606 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00480-0000-00105`

Property Details

APN / Parcel Number

Primary APN	`02-00480-0000-00105`
Alternative APN	`020048000105`

Interior

Stories	3 Stories
Building Area	2,052 sqft Living Area

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Multi-Family
Lot Area	8,303 sqft (0.191 acres)
Lot Dimensions	173 ft deep x 48 ft wide

Location & Zoning

Old Parcel Number	020048000105
Street Address	15 ORCHARD ST
City	BLOOMFIELD
State	NJ
Zip	07003-5155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	48 X 173
Legal Block	480
Legal Lot Number	105
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1003
Census Tract	15500

Owner

15 Orchard St is owned by two individuals who bought it in July 2019.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	280 PARKSIDE DR, UNION, NJ 07083-5565
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 13, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jul 12, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Prior Sale	Sep 6, 2006 · Amount on File
Deed Document Number	201964012
Prior Transfer Date	Jul 31, 2006
Prior Transfer Doc	6381000093
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 ORCHARD ST, BLOOMFIELD, NJ 07003-5155
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021102177
Date	Aug 19, 2021
Instrument	2021102177

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 ORCHARD ST, BLOOMFIELD, NJ 07003-5155
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	LEMONBREW ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021100366
Date	Aug 16, 2021
Instrument	2021100366

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 ORCHARD ST, BLOOMFIELD, NJ 07003-5155
Document Number	0000031805
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	LEMONBREW ABSTRACT LLC, LEMONBREW ABS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 ORCHARD ST BLOOMFIELD NJ 070035155, BLOOMFIELD, NJ 07003-5155

Mortgage

Document Number	0000031805
Date	Mar 24, 2020
Instrument	31805

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 12, 2019
Property Address	15 ORCHARD ST, BLOOMFIELD, NJ 07003-5155
Document Number	0000064012
Instrument Date	Jul 1, 2019
Instrument	64012
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 ORCHARD ST BLOOMFIELD NJ 070035155, BLOOMFIELD, NJ 07003-5155

Mortgage

Document Number	64013
Date	Jul 12, 2019
Instrument	64013

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15 Orchard St was $15,606, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,300 (-) Land $116,900 Building $330,400	$447,300 (-) Land $116,900 Building $330,400
2025	$15,606.00 (+2.86%)	$447,300 Land $116,900 Building $330,400	$447,300 Land $116,900 Building $330,400
2024	$15,172.00
2023		$447,300 Land $116,900 Building $330,400	$447,300 Land $116,900 Building $330,400
2022	$14,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Orchard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 15 Orchard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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