Essex County and Gloucester City property record for 15 Orchard Rd, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1976 |
| Lot Size | 0.509 acres (22,180 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $319,600 (Jun 2017) |
| Tax Bill | $7,747 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0083 B:0013 L:0000 |
| Primary APN | GLOU M:0083 B:0013 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,603 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 520 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,180 sqft (0.509 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 15 ORCHARD RD |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Subdivision | LORING P GLEASON |
| Legal Block | 13 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 221300 |
Source: Essex County and Gloucester City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 ORCHARD RD, GLOUCESTER, MA 01930-4228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK |
| Jan 23, 2020 | Deed of Trust, Mortgage · ARM CAPE ANN SAVINGS BANK |
| Jun 29, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2017 · Amount on Record |
| Deed Sale | Jun 2, 2017 · Amount on Record |
| Deed Book / Page | 35914 / 593 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 7, 2026 |
| Property Address | 15 ORCHARD RD, GLOUCESTER, MA 01930-4228 |
| Document Number | 0000003550 |
| Book / Page | 43492 / 391 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20263550 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 ORCHARD RD, GLOUCESTER, MA 01930-4228 |
| Document Number | 0000003550, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 43492/391 |
| Instrument | 20263550 |
| Name | CAPE ANN SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 15 ORCHARD RD, GLOUCESTER, MA 01930-4228 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 038209-439 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 38209/439 |
| Instrument | 20200123000870 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jan 23, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jun 29, 2021 |
| Property Address | 15 ORCHARD RD, GLOUCESTER, MA 01930-4228 |
| Document Number | 040031-175 |
| Book / Page | 40031 / 175 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 20210629001880 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15 ORCHARD RD, GLOUCESTER, MA 01930-4228 |
| Investor | Possibly a Property Investor |
| Document Number | 20210629001890 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 20210629001890 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,747.00 (-1.1%) | $797,000 (-0.99%) Land $382,700 Building $414,300 | |
| 2024 | $7,833.00 (+5.51%) | $805,000 (+14.84%) Land $364,400 Building $440,600 | $1,053,550 |
| 2023 | $7,424.00 | $701,000 Land $325,300 Building $375,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 123 units insured incl. 48 condo units |
| Nearby Flood Claims | 94 (1978–2024) |
| Claims Outside the SFHA | 15 of 94 |
| Most Recent Claim | Feb 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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