15 Oldham Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 15 Oldham Rd, Osterville, MA 02655 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,735 sqft · built 2004
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Tax Bill	$6,177 (2025)
Deeds & Mortgages	Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:120 L:079`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:120 L:079`
Alternative APN	`62498`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,735 sqft Living Area
Gross Area	3,813 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	62498
Street Address	15 OLDHAM RD
City	OSTERVILLE
State	MA
Zip	02655-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	79
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	4
Census Block	4004
Census Tract	13002

Owner

Source: Barnstable County and Barnstable Town City records · APN OSTE M:120 L:079

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 OLDHAM RD, OSTERVILLE, MA 02655-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	15 OLDHAM RD, OSTERVILLE, MA 02655-1338
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33572-236
Date	Dec 14, 2020
Book Page	33572/236
Instrument	71082

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	133 Months
Due	Jan 01, 2032

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,177.00 (+3.35%)	$763,500 (-0.24%) Land $177,000 Building $586,500	$707,180
2024	$5,977.00 (+5.01%)	$765,300 (+12.13%) Land $177,000 Building $588,300
2023	$5,692.00	$682,500 Land $174,900 Building $507,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010130024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.