St. Charles County property record for 15 Olde Forge Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,044 sqft · built 1971 |
| Lot Size | 0.152 acres (6,612 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $306,000 (Jan 2024) |
| Tax Bill | $3,334 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Jan 2026 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071770A000 |
| Primary APN | 071770A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,044 sqft Living Area |
| Gross Area | 3,136 sqft |
| 1st Floor Area | 1,428 sqft |
| Basement Area | 1,188 sqft |
| Finished Basement | 616 sqft |
| Unfinished Basement | 572 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,612 sqft (0.152 acres) |
| Lot Dimensions | 114 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 071770A000 |
|---|---|
| Street Address | 15 OLDE FORGE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | OLDE TOWNE EST LOT 185 |
| Legal Subdivision | OLDE TOWNE EST |
| Legal Lot Number | 185 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 310700 |
Source: St. Charles County records · APN 071770A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 OLDE FORGE DR, SAINT CHARLES, MO 63301-1581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 02, 2026 | Intrafamily Transfer, Transfer |
| Jan 02, 2026 | Beneficiary Deed, Transfer |
| Jan 10, 2024 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 12, 2023 | Intrafamily Transfer, Transfer |
| Nov 12, 2021 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU |
| Feb 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| May 24, 2017 | Warranty Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2024 · Amount on Record |
| Deed Sale | Jan 10, 2024 · Amount on Record |
| Prior Sale | May 24, 2017 · Amount on Record |
| Deed Document Number | 20241193 |
| Prior Transfer Date | Dec 31, 2022 |
| Prior Transfer Doc | 0000001501 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 02, 2026 |
| Property Address | 15 OLDE FORGE DR, SAINT CHARLES, MO 63301-1581 |
| Document Number | 0000000126 |
| Map Reference | MB 12 PG 10 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2026R-000126 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 OLDE FORGE DR, SAINT CHARLES, MO 63301-1581 |
| Investor | Possibly a Property Investor |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 02, 2026 |
| Property Address | 15 OLDE FORGE DR, SAINT CHARLES, MO 63301-1581 |
| Document Number | 0000000127 |
| Map Reference | MB 12 PG 10 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2026R-000127 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 15 OLDE FORGE DR, SAINT CHARLES, MO 63301-1581 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 10, 2024 |
| Property Address | 15 OLDE FORGE DR, SAINT CHARLES, MO 63301-1581 |
| Document Number | 0000001193 |
| Map Reference | MB 12 PG 10 |
| Instrument Date | Jan 08, 2024 |
| Instrument | 2024R-001193 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1116 STORMYOAK DR, BALLWIN, MO 63021-7417 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 OLDE FORGE DR, SAINT CHARLES, MO 63301-1581 |
| Document Number | 0000001194 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 2024R-001194 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 12, 2023 |
| Property Address | 15 OLDE FORGE DR, SAINT CHARLES, MO 63301-1581 |
| Document Number | 0000001501 |
| Map Reference | MB 12 PG 10 |
| Instrument Date | Dec 31, 2022 |
| Instrument | 2023R-001501 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4079 RIDGE CREST DR, BARNHART, MO 63012-1874 |
| Name | Verified Name |
|---|---|
| Address | 15 OLDE FORGE DR, SAINT CHARLES, MO 63301-1581 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 15 OLDE FORGE DR, SAINT CHARLES, MO 63301-1581 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 15 OLDE FORGE DR, SAINT CHARLES, MO 63301-1581 |
| Document Number | 2021R093010 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021R-093010 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 15 OLDE FORGE DR, SAINT CHARLES, MO 63301-1581 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 15 OLDE FORGE DR, SAINT CHARLES, MO 63301-1581 |
| Document Number | 2021R011943 |
|---|---|
| Date | Feb 09, 2021 |
| Instrument | 2021R-011943 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 24, 2017 |
| Property Address | 15 OLDE FORGE DR, SAINT CHARLES, MO 63301-1581 |
| Document Number | 0067481609 |
| Book / Page | 006748 / 001609 |
| Instrument Date | May 23, 2017 |
| Instrument | 318840 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | SECURITY TITLE COMPANY, SECURE TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12580 BENNINGTON PL ST LOUIS MO 631462772, ST LOUIS, MO 63146-2772 |
| Document Number | 67481611 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 006748/001611 |
| Instrument | 318850 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 23, 2047 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,191 (-) | $279,951 (-) Land $50,000 Building $229,951 | |
| 2025 | $3,334.00 | $53,191 (+6.2%) | $279,951 (+6.2%) Land $50,000 Building $229,951 |
| 2023 | $50,085 | ||
| 2022 | $263,607 Land $50,000 Building $213,607 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833107003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 341 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6010707, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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