15 Old Setter Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 15 Old Setter Ct, O Fallon, MO 63366 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,422 sqft · built 1996
Lot Size	5.15 acres (224,334 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,015 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A902000584`

Property Details

APN / Parcel Number

Primary APN	`A902000584`
Alternative APN	`2-0139-3035-00-0022.3000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,422 sqft Living Area
Gross Area	4,164 sqft
1st Floor Area	1,226 sqft
Basement Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	224,334 sqft
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	A902000584
Street Address	15 OLD SETTER CT
City	O FALLON
State	MO
Zip	63366-5036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCKAYS PRTN PT LOT 12 & PT SUR 3035
Legal Subdivision	MCKAYS PARTITION/US SURV 3035
Legal Lot Number	12
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1001
Census Tract	312001

Owner

Source: St. Charles County records · APN A902000584

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 OLD SETTER CT, O FALLON, MO 63366-5036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Mar 02, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY CU/BELOIT
Aug 25, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	15 OLD SETTER CT, O FALLON, MO 63366-5036
Transaction Type	Mortgage
Record Updated	May 08, 2023
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OLD SETTER CT, O FALLON, MO 63366-5036

Mortgage

Document Number	0000013716
Date	Apr 12, 2023
Instrument	2023R-013716

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Mar 01, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	15 OLD SETTER CT, O FALLON, MO 63366-5036
Document Number	0069040363
Instrument Date	Mar 02, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	TOUCHSTONE TITLE AND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 OLD SETTER CT ST PAUL MO 633665036, ST PAUL, MO 63366-5036

Mortgage

Document Number	0069040363
Date	Apr 12, 2018
Book Page	006904/000363
Instrument	197470

Lender

Name	FIRST CMNTY CU/BELOIT
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 11, 2033

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	15 OLD SETTER CT, O FALLON, MO 63366-5036
Document Number	0067992102
Book / Page	006799 / 002102
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 OLD SETTER CT O FALLON MO 633665036, O FALLON, MO 63366-5036

Mortgage

Document Number	0067992102
Date	Aug 31, 2017
Book Page	006799/002102
Instrument	547870

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2032

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,494 (-)	$444,708 (-) Land $145,333 Building $299,375
2025	$5,015.00	$84,494 (+9.18%)	$444,708 (+9.18%) Land $145,333 Building $299,375
2023		$77,387
2022			$407,298 Land $128,235 Building $279,063

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	27 (1990–2021)
Most Recent Claim	Jun 2021, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 4 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 4 claims Severe Storms & Flooding, Sep 1993 · 11 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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