15 Ocean View Rd, Los Gatos, CA 95033 Property Records

Santa Cruz County property record for 15 Ocean View Rd, Los Gatos, CA 95033

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 7,898 sqft · built 1980
Lot Size	2.48 acres (108,464 sqft)
Owner	Individual Name on File
Last Sale	$2,275,000 (Mar 2024)
Tax Bill	$13,981 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-051-30`

Property Details

APN / Parcel Number

Primary APN	`098-051-30`
Alternative APN	`098-051-30-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Building Area	7,898 sqft Living Area
Gross Area	9,951 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Material	Tile
Lot Area	108,464 sqft
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	2,053 sqft
Parking Spaces	7 Parking Spaces
Deck Area	1,503 sqft
Patio Area	1,503 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	15 OCEAN VIEW RD
City	LOS GATOS
State	CA
Zip	95033-9790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SUMMIT ROAD
Census Block Group	2
Census Block	2014
Census Tract	121000

Owner

15 Ocean View Rd is owned and occupied by an individual who bought it in March 2024.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	15 OCEAN VIEW RD, LOS GATOS, CA 95033-9790
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Mar 12, 2024	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 11, 2018	Grant Deed, Transfer CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on File
Deed Sale	Mar 12, 2024 · Amount on File
Prior Sale	Dec 11, 2018 · Amount on File
Deed Document Number	20244559
Prior Transfer Date	Jul 25, 2014
Prior Transfer Doc	0000024568
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	May 20, 2026
Property Address	15 OCEAN VIEW RD, LOS GATOS, CA 95033-9790
Document Number	0000011481
Instrument Date	May 12, 2026
Instrument	202611481
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OCEAN VIEW RD, LOS GATOS, CA 95033-9790
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011481,
Date	May 20, 2026
Instrument	202611481

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 12, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 12, 2024
Property Address	15 OCEAN VIEW RD, LOS GATOS, CA 95033-9790
Document Number	0000004559
Map Reference	MB 22 PG 21
Instrument Date	Jan 30, 2024
Instrument	2024-0004559
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,502.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15 OCEAN VIEW RD, LOS GATOS, CA 95033-9790

Mortgage

Document Number	0000004560
Date	Mar 12, 2024
Instrument	2024-0004560

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Max Rate	10.8%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 11, 2018
Property Address	15 OCEAN VIEW RD, LOS GATOS, CA 95033-9790
Document Number	0000036574
Instrument Date	Dec 5, 2018
Instrument	36574
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Tax	$2,365.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3806 WILLIAMS RD SAN JOSE CA 951172738, SAN JOSE, CA 95117-2738

Tax Assessment & Valuation

The 2025 property tax bill for 15 Ocean View Rd was $13,981 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Loma Prieta Joint Union Elementary School District (KG - 08)
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,185,855 (+2%) Land $711,513 Building $474,342
2025	$13,981.00	$1,162,603 Land $697,562 Building $465,041
2023	$26,373.00 (+3.04%)	$2,305,235 Land $1,501,083 Building $804,152	$2,328,570
2022	$25,595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Ocean View Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1995–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Ocean View Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks.

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